Analysis
Psychology bachelor's programs across Pennsylvania carry substantial debt loads, with the state median at $27,000—and Chatham's estimated figure aligns closely at $26,000. That's $10,000 above the national median for psychology programs and represents nearly 70% of what similar programs suggest for first-year earnings. For a field where advanced degrees are typically required for clinical work and where bachelor's-level positions often cluster in social services, human resources, or research assistance, this debt burden creates real constraints on career flexibility early on.
The estimated $36,890 first-year earnings figure comes from national peer programs and sits right at the national median for psychology degrees. While this suggests Chatham isn't underperforming relative to typical outcomes, it also reflects psychology's reality as a bachelor's degree: modest starting salaries that improve primarily with graduate education or specialized experience. The debt-to-earnings ratio means roughly 8-9 months of gross income would go toward debt repayment, which is manageable but leaves little room for error if your child needs to pursue unpaid internships or additional credentials.
Given the limited actual data available, families should ask Chatham directly about career outcomes for their psychology graduates—what percentage pursue graduate school immediately, what types of jobs bachelor's holders secure, and what specific employer relationships exist in Pittsburgh. The estimated figures suggest a standard psychology trajectory, but the real question is whether Chatham provides enough differentiation or connections to justify Pennsylvania's characteristically higher debt levels.
Where Chatham University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Compare to Similar Programs Nationally
Psychology bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $43,810 | $36,890* | — | $26,000* | — | |
| $15,265 | $47,672* | — | $18,200* | 0.38 | |
| $46,140 | $47,348* | $60,881 | $26,000* | 0.55 | |
| $65,997 | $36,890* | $59,494 | $11,630* | 0.32 | |
| $15,247 | $31,345* | $53,727 | $14,745* | 0.47 | |
| $33,860 | $29,234* | $35,005 | —* | — | |
| National Median | — | $36,890* | — | $16,472* | 0.45 |
Career Paths
Occupations commonly associated with psychology graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Chatham University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.