Precision Metal Working at Chattanooga State Community College
Undergraduate Certificate or Diploma
Analysis
Chattanooga State's precision metal working certificate offers a compelling financial equation: graduates earn nearly $40,000 annually while carrying just $4,611 in debt—less than half the statewide median of $9,429. That 0.12 debt-to-earnings ratio means you're looking at roughly 1.4 months of gross income to clear the debt, making this one of the more accessible pathways into skilled manufacturing in Tennessee. The program outearns 60% of metal working programs statewide and 72% nationally, placing graduates comfortably above typical entry-level outcomes for this field.
The slight earnings dip from year one to year four (about $900) shouldn't trigger alarm bells. In precision machining, earnings often plateau rather than climb steeply, especially for workers who stay in similar roles rather than moving into supervisory positions. While top-performing Tennessee technical colleges like Jackson and Murfreesboro show higher earnings, they're not dramatically higher—we're talking $3,000-$4,000 gaps, not career-defining differences.
For families concerned about credential value relative to cost, this program hits the sweet spot. Your child graduates with minimal debt, immediately employable skills, and earnings that exceed what most certificate programs deliver nationwide. The real risk isn't the program itself—it's whether your student plans to advance into management or specialized roles that could boost those mid-career earnings.
Where Chattanooga State Community College Stands
Earnings vs. debt across all precision metal working certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Chattanooga State Community College graduates compare to all programs nationally
Chattanooga State Community College graduates earn $40k, placing them in the 72th percentile of all precision metal working certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Tennessee
Precision Metal Working certificate's programs at peer institutions in Tennessee (30 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Chattanooga State Community College | $39,664 | $38,759 | $4,611 | 0.12 |
| Tennessee College of Applied Technology-Jackson | $43,864 | $41,465 | — | — |
| Tennessee College of Applied Technology-Murfreesboro | $42,688 | — | — | — |
| Tennessee College of Applied Technology-Shelbyville | $40,605 | $46,721 | — | — |
| Tennessee College of Applied Technology-Knoxville | $39,054 | $43,143 | — | — |
| Tennessee College of Applied Technology-Pulaski | $38,268 | $40,826 | — | — |
| National Median | $36,248 | — | $9,000 | 0.25 |
Other Precision Metal Working Programs in Tennessee
Compare tuition, earnings, and debt across Tennessee schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Tennessee College of Applied Technology-Jackson Jackson | — | $43,864 | — |
| Tennessee College of Applied Technology-Murfreesboro Murfreesboro | — | $42,688 | — |
| Tennessee College of Applied Technology-Shelbyville Shelbyville | — | $40,605 | — |
| Tennessee College of Applied Technology-Knoxville Knoxville | — | $39,054 | — |
| Tennessee College of Applied Technology-Pulaski Pulaski | — | $38,268 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Chattanooga State Community College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.