Median Earnings (1yr)
$39,664
72nd percentile (60th in TN)
Median Debt
$4,611
49% below national median
Debt-to-Earnings
0.12
Manageable
Sample Size
66
Adequate data

Analysis

Chattanooga State's precision metal working certificate offers a compelling financial equation: graduates earn nearly $40,000 annually while carrying just $4,611 in debt—less than half the statewide median of $9,429. That 0.12 debt-to-earnings ratio means you're looking at roughly 1.4 months of gross income to clear the debt, making this one of the more accessible pathways into skilled manufacturing in Tennessee. The program outearns 60% of metal working programs statewide and 72% nationally, placing graduates comfortably above typical entry-level outcomes for this field.

The slight earnings dip from year one to year four (about $900) shouldn't trigger alarm bells. In precision machining, earnings often plateau rather than climb steeply, especially for workers who stay in similar roles rather than moving into supervisory positions. While top-performing Tennessee technical colleges like Jackson and Murfreesboro show higher earnings, they're not dramatically higher—we're talking $3,000-$4,000 gaps, not career-defining differences.

For families concerned about credential value relative to cost, this program hits the sweet spot. Your child graduates with minimal debt, immediately employable skills, and earnings that exceed what most certificate programs deliver nationwide. The real risk isn't the program itself—it's whether your student plans to advance into management or specialized roles that could boost those mid-career earnings.

Where Chattanooga State Community College Stands

Earnings vs. debt across all precision metal working certificate's programs nationally

Chattanooga State Community CollegeOther precision metal working programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Chattanooga State Community College graduates compare to all programs nationally

Chattanooga State Community College graduates earn $40k, placing them in the 72th percentile of all precision metal working certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Precision Metal Working certificate's programs at peer institutions in Tennessee (30 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Chattanooga State Community College$39,664$38,759$4,6110.12
Tennessee College of Applied Technology-Jackson$43,864$41,465
Tennessee College of Applied Technology-Murfreesboro$42,688
Tennessee College of Applied Technology-Shelbyville$40,605$46,721
Tennessee College of Applied Technology-Knoxville$39,054$43,143
Tennessee College of Applied Technology-Pulaski$38,268$40,826
National Median$36,248$9,0000.25

Other Precision Metal Working Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Chattanooga State Community College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.