Analysis
The funeral service industry offers stable but modest earnings, and this program's estimated debt load of $17,063 appears manageable against projected first-year earnings of around $44,700. That debt-to-earnings ratio of 0.38 sits well below the threshold where repayment typically becomes burdensome, suggesting graduates should be able to manage their loans on a funeral director's salary. With only two programs in Wisconsin and a specialized field with steady demand, this represents training for a profession that's more recession-resistant than many.
The caveat here is significant: both the earnings and debt figures come from national peer programs, not Chippewa Valley's actual graduates. Funeral service programs can vary in their industry connections and job placement support, which matters enormously in a field where success often depends on joining established funeral homes or eventually buying into a practice. The low Pell grant percentage (17%) suggests this program may attract students with more family financial support, which could mean the debt picture for families paying their own way differs from what's typical nationally.
For parents weighing this investment, the fundamentals look sound—specialized training for a defined career path with debt that shouldn't overwhelm entry-level wages. But given the absence of school-specific data, visiting the campus and asking directly about graduate placement rates and relationships with Wisconsin funeral homes becomes essential. This is a field where local reputation and connections drive outcomes more than national averages suggest.
Where Chippewa Valley Technical College Stands
Earnings vs. debt across all funeral service and mortuary science associates's programs nationally
Compare to Similar Programs Nationally
Funeral Service and Mortuary Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,724 | $44,695* | — | $17,063* | — | |
| $19,325 | $52,580* | $56,293 | $34,677* | 0.66 | |
| $4,308 | $50,953* | $39,709 | $22,675* | 0.45 | |
| — | $50,340* | $46,147 | $21,812* | 0.43 | |
| $24,800 | $50,043* | $53,137 | $15,333* | 0.31 | |
| $5,040 | $49,566* | $44,675 | —* | — | |
| National Median | — | $44,695* | — | $20,000* | 0.45 |
Career Paths
Occupations commonly associated with funeral service and mortuary science graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Chippewa Valley Technical College, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 23 similar programs. Actual outcomes may vary.