Median Earnings (1yr)
$25,983
15th percentile (40th in NC)
Median Debt
$31,581
23% above national median
Debt-to-Earnings
1.22
Elevated
Sample Size
50
Adequate data

Analysis

Chowan's Health and Physical Education program saddles graduates with above-average debt ($31,581 versus $26,726 statewide) while delivering earnings that lag behind most competitors. That first-year salary of $25,983 falls roughly $1,600 below North Carolina's median for this major and ranks in just the 15th percentile nationally. Among the 44 schools offering this program in North Carolina, Chowan sits squarely in the middle—but that's hardly reassuring when top NC programs like Meredith College produce graduates earning nearly 50% more.

The saving grace here is trajectory: earnings jump to $38,326 by year four, a 48% increase that eventually surpasses both state and national benchmarks. This growth pattern suggests graduates may start in lower-paying positions (think assistant coaching or entry-level fitness roles) before moving into head coaching or administrative positions. However, you're still carrying $31,581 in debt while earning under $26,000 in year one, which makes those early years financially tight.

For families considering this program, the question boils down to whether the eventual salary rebound justifies the rough start. If your child has strong connections in North Carolina athletics or specific career goals where Chowan's network matters, it could work out. But if they're accepted at UNC Charlotte or NC State—where graduates earn $8,000-$9,000 more right out of the gate—those options offer a clearer path to managing college debt from day one.

Where Chowan University Stands

Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally

Chowan UniversityOther health and physical education/fitness programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Chowan University graduates compare to all programs nationally

Chowan University graduates earn $26k, placing them in the 15th percentile of all health and physical education/fitness bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Health and Physical Education/Fitness bachelors's programs at peer institutions in North Carolina (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Chowan University$25,983$38,326$31,5811.22
Meredith College$38,525—$26,0000.67
University of North Carolina at Charlotte$34,219$40,186$26,0000.76
North Carolina State University at Raleigh$33,717$61,801$21,5000.64
Western Carolina University$32,428$36,053$25,0000.77
Campbell University$32,167$42,327$25,2500.78
National Median$30,554—$25,7570.84

Other Health and Physical Education/Fitness Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Meredith College
Raleigh
$43,936$38,525$26,000
University of North Carolina at Charlotte
Charlotte
$7,214$34,219$26,000
North Carolina State University at Raleigh
Raleigh
$8,895$33,717$21,500
Western Carolina University
Cullowhee
$4,532$32,428$25,000
Campbell University
Buies Creek
$40,410$32,167$25,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Chowan University, approximately 61% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.