Funeral Service and Mortuary Science at Cincinnati College of Mortuary Science
Associate's Degree
ccms.eduAnalysis
Mortuary science offers something increasingly rare: a specialized credential that leads directly to stable employment in a profession with clear licensing requirements. Based on comparable programs nationwide, Cincinnati graduates can expect starting salaries around $44,695, with the four-year figure of $47,054 suggesting modest but steady career progression. The estimated $20,219 in debt produces a debt-to-earnings ratio of 0.45—meaning graduates would owe roughly half their first year's salary, a manageable figure by today's standards.
What makes this program distinctive is its focus. Unlike broad associate degrees that leave graduates competing for general positions, funeral service credentials open doors to a specific, regulated profession where demand remains consistent regardless of economic conditions. The fact that only 72 schools nationally offer this program—and just four in Ohio—points to limited competition for training slots and, presumably, for jobs afterward. The relatively low Pell grant percentage (24%) suggests this isn't a program attracting students without other options; rather, it appears to draw people making a deliberate career choice.
The challenge is that both the earnings and debt figures here are estimates drawn from peer institutions, not actual outcomes for Cincinnati's graduates specifically. Still, the consistency across national mortuary science programs—and the nature of the profession itself, with its licensing requirements and established career pathways—suggests less variation than you'd see in, say, general business programs. For a student genuinely interested in funeral service, these numbers point to a focused path with reasonable costs.
Where Cincinnati College of Mortuary Science Stands
Earnings vs. debt across all funeral service and mortuary science associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Cincinnati College of Mortuary Science | — | $47,054 | — |
| American Academy McAllister Institute of Funeral Service | $47,982 | $59,793 | +25% |
| FINE Mortuary College | $52,580 | $56,293 | +7% |
| Tidewater Community College | $39,431 | $55,536 | +41% |
| Worsham College of Mortuary Science | $50,043 | $53,137 | +6% |
Compare to Similar Programs Nationally
Funeral Service and Mortuary Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| — | $44,695* | $47,054 | $20,219* | — | |
| $19,325 | $52,580* | $56,293 | $34,677* | 0.66 | |
| $4,308 | $50,953* | $39,709 | $22,675* | 0.45 | |
| — | $50,340* | $46,147 | $21,812* | 0.43 | |
| $24,800 | $50,043* | $53,137 | $15,333* | 0.31 | |
| $5,040 | $49,566* | $44,675 | —* | — | |
| National Median | — | $44,695* | — | $20,000* | 0.45 |
Career Paths
Occupations commonly associated with funeral service and mortuary science graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cincinnati College of Mortuary Science, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 23 similar programs. Actual outcomes may vary.