Analysis
An estimated $11,000 in debt for an associate degree that leads to around $36,500 in first-year earnings—based on comparable business programs nationally—translates to a manageable debt burden of just three months' salary. What's particularly striking here is that the estimated debt is well below both the national median ($13,437) and even California's typically lower average ($8,457), while the earnings track sits right at the national benchmark. By year four, graduates from this program reach $42,066, suggesting solid early career momentum that should make loan repayment straightforward.
The challenge with these estimates is that they can't tell you whether Citrus College specifically delivers better or worse outcomes than peer programs. California's business associate programs show enormous variation—from DeVry's $43,716 to Victor Valley's $26,272—so the actual results for Citrus graduates could land anywhere in that range. The fourth-year figure of $42,066 is actual data for this program, though, and sits comfortably above the state median.
For parents weighing this option, the low estimated debt makes this a relatively low-risk investment even if actual outcomes fall somewhat below the national average. An associate degree in business can serve as either a stepping stone to a bachelor's degree or a standalone credential for administrative and entry-level business roles. The key is understanding you're betting on estimates, not proven outcomes from this specific program.
Where Citrus College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Citrus College | — | $42,066 | — |
| Thomas More University | $83,571 | $68,202 | -18% |
| Indiana Wesleyan University-Marion | $49,463 | $54,966 | +11% |
| Indiana Wesleyan University-National & Global | $49,463 | $54,966 | +11% |
| Victor Valley College | $26,272 | $36,492 | +39% |
Compare to Similar Programs in California
Business/Commerce associates's programs at peer institutions in California (78 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,204 | $36,591* | $42,066 | $11,000* | — | |
| $17,488 | $43,716* | — | $30,444* | 0.70 | |
| $1,425 | $26,272* | $36,492 | $5,250* | 0.20 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Citrus College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.