Biological and Physical Sciences at City Colleges of Chicago-Olive-Harvey College
Associate's Degree
Analysis
Olive-Harvey College's Biological and Physical Sciences program delivers earnings slightly above state and national medians while keeping debt remarkably low—just $5,500 compared to a national median of $8,639. That puts graduates in the 95th percentile for low debt nationally, meaning only 5% of similar programs leave students owing less.
The $26,939 starting salary lands in the 60th percentile among Illinois programs, essentially matching what students earn at the state median. However, there's a significant gap compared to top Illinois community colleges: College of Lake County graduates earn $37,724, and several other programs push past $30,000. For context, Olive-Harvey serves a significant population of Pell grant recipients (31%), and the program may function primarily as a transfer pathway rather than direct workforce entry.
The real story here is affordability. With a debt-to-earnings ratio of 0.20, graduates owe less than three months' salary—one of the lowest burdens you'll find for any associate degree program. If your student plans to transfer to a four-year institution, this represents a cost-effective foundation. If they're entering the workforce immediately, understand that earnings start modestly, though the minimal debt means they won't be financially strained while building experience or pursuing further credentials.
Where City Colleges of Chicago-Olive-Harvey College Stands
Earnings vs. debt across all biological and physical sciences associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How City Colleges of Chicago-Olive-Harvey College graduates compare to all programs nationally
City Colleges of Chicago-Olive-Harvey College graduates earn $27k, placing them in the 57th percentile of all biological and physical sciences associates programs nationally.
Compare to Similar Programs in Illinois
Biological and Physical Sciences associates's programs at peer institutions in Illinois (47 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| City Colleges of Chicago-Olive-Harvey College | $26,939 | — | $5,500 | 0.20 |
| College of Lake County | $37,724 | $46,105 | $7,833 | 0.21 |
| City Colleges of Chicago-Richard J Daley College | $33,115 | — | $8,250 | 0.25 |
| Joliet Junior College | $30,509 | — | $6,500 | 0.21 |
| City Colleges of Chicago-Malcolm X College | $30,203 | — | $8,965 | 0.30 |
| Southwestern Illinois College | $29,678 | $42,959 | $6,196 | 0.21 |
| National Median | $26,130 | — | $8,639 | 0.33 |
Other Biological and Physical Sciences Programs in Illinois
Compare tuition, earnings, and debt across Illinois schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| College of Lake County Grayslake | $4,494 | $37,724 | $7,833 |
| City Colleges of Chicago-Richard J Daley College Chicago | $4,380 | $33,115 | $8,250 |
| Joliet Junior College Joliet | $4,530 | $30,509 | $6,500 |
| City Colleges of Chicago-Malcolm X College Chicago | $4,380 | $30,203 | $8,965 |
| Southwestern Illinois College Belleville | $3,870 | $29,678 | $6,196 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At City Colleges of Chicago-Olive-Harvey College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.