Analysis
A debt-to-earnings ratio of 0.75 suggests manageable borrowing for Claflin's rehabilitation program, though both figures come from peer institutions rather than this specific school's graduates. Based on comparable programs nationwide, first-year earnings around $36,000 combined with $27,000 in debt means graduates would need roughly nine months of gross income to cover their educational investment—a workable starting point for a helping profession.
The challenge lies in what comes next. Rehabilitation fields often require additional credentials or graduate degrees to reach higher earning potential, and starting at $36,000 in South Carolina—where the cost of living is relatively low—may feel tight for someone already carrying debt. Claflin serves a predominantly Pell-eligible student body (73%), meaning many families are balancing this investment against limited financial cushion. The national data suggests this is a field with modest but stable entry-level outcomes, not one where early earnings surge dramatically.
For families evaluating this program, the key question is whether your student plans to enter the workforce immediately or pursue further education. If graduate school is likely, that $27,000 becomes a foundation rather than a ceiling for total borrowing. If they're career-ready after the bachelor's, the estimated debt load appears serviceable, though without school-specific data, you're making this decision on national averages rather than Claflin's actual track record with rehabilitation graduates.
Where Claflin University Stands
Earnings vs. debt across all rehabilitation and therapeutic professions bachelors's programs nationally
Compare to Similar Programs Nationally
Rehabilitation and Therapeutic Professions bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $17,046 | $35,966* | — | $27,000* | — | |
| $12,240 | $59,937* | — | $18,500* | 0.31 | |
| $7,358 | $57,806* | $79,325 | —* | — | |
| $33,560 | $50,473* | $64,089 | $26,250* | 0.52 | |
| $8,353 | $47,541* | — | $25,326* | 0.53 | |
| $9,315 | $43,684* | — | —* | — | |
| National Median | — | $35,966* | — | $26,250* | 0.73 |
Career Paths
Occupations commonly associated with rehabilitation and therapeutic professions graduates
Physical Therapists
Occupational Therapists
Low Vision Therapists, Orientation and Mobility Specialists, and Vision Rehabilitation Therapists
Health Specialties Teachers, Postsecondary
Orthotists and Prosthetists
Recreational Therapists
Exercise Physiologists
Rehabilitation Counselors
Medical Appliance Technicians
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Claflin University, approximately 73% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 57 similar programs. Actual outcomes may vary.