Est. Earnings (1yr)
$49,399
Est. from MA median (3 programs)
Est. Median Debt
$23,120
Est. from national median (20 programs)

Analysis

Physics graduates from Clark University face an estimated debt load of $23,120—a figure that tracks closely with the national median and sits below the Massachusetts average. This positions the program in reasonable territory compared to peer physics programs nationwide.

Based on comparable Massachusetts physics programs, first-year earnings hover around $49,399, which aligns almost exactly with the state median for this degree. That puts the debt-to-earnings ratio at 0.47, meaning you'd be borrowing about half a year's salary—a manageable threshold that suggests the degree should pay for itself within a reasonable timeframe. Clark's selectivity (42% admission rate, 1339 average SAT) indicates a serious academic environment, though physics graduates from MIT and Northeastern in the same state report similar or higher starting salaries.

The challenge here is that these are estimates drawn from peer programs, not Clark-specific outcomes, so there's inherent uncertainty about whether this particular program performs above or below those benchmarks. What matters is that the estimated financial picture—borrowing under $25,000 to enter a field with near-$50,000 starting salaries—represents a reasonable investment if your child is genuinely committed to physics and the opportunities it opens in research, engineering, or graduate school.

Where Clark University Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Massachusetts

Physics bachelors's programs at peer institutions in Massachusetts (31 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Clark UniversityWorcester$55,160$49,399*—$23,120*—
Massachusetts Institute of TechnologyCambridge$60,156$54,773*$166,156$18,500*0.34
Northeastern UniversityBoston$63,141$49,399*—$26,797*0.54
University of Massachusetts-LowellLowell$16,570$48,324*—$22,177*0.46
National Median—$47,670*—$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Clark University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.