Analysis
Physics graduates from Clark University face an estimated debt load of $23,120—a figure that tracks closely with the national median and sits below the Massachusetts average. This positions the program in reasonable territory compared to peer physics programs nationwide.
Based on comparable Massachusetts physics programs, first-year earnings hover around $49,399, which aligns almost exactly with the state median for this degree. That puts the debt-to-earnings ratio at 0.47, meaning you'd be borrowing about half a year's salary—a manageable threshold that suggests the degree should pay for itself within a reasonable timeframe. Clark's selectivity (42% admission rate, 1339 average SAT) indicates a serious academic environment, though physics graduates from MIT and Northeastern in the same state report similar or higher starting salaries.
The challenge here is that these are estimates drawn from peer programs, not Clark-specific outcomes, so there's inherent uncertainty about whether this particular program performs above or below those benchmarks. What matters is that the estimated financial picture—borrowing under $25,000 to enter a field with near-$50,000 starting salaries—represents a reasonable investment if your child is genuinely committed to physics and the opportunities it opens in research, engineering, or graduate school.
Where Clark University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Physics bachelors's programs at peer institutions in Massachusetts (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $55,160 | $49,399* | — | $23,120* | — | |
| $60,156 | $54,773* | $166,156 | $18,500* | 0.34 | |
| $63,141 | $49,399* | — | $26,797* | 0.54 | |
| $16,570 | $48,324* | — | $22,177* | 0.46 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Clark University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.