Analysis
Iowa education majors typically face steeper debt burdens than Clarke's estimated $27,000—the state median sits at $32,000—making this program's borrowing level look relatively manageable. With comparable bachelor's programs nationally suggesting first-year earnings around $38,660, the debt-to-earnings ratio of 0.70 falls within a reasonable range for teachers, though it's worth noting that fourth-year earnings here actually dip slightly to $37,379 rather than rising.
That stagnation tells an important story about education careers: they're stable but rarely lucrative. Similar programs across the country cluster tightly around that $38,000-$40,000 range, with even top performers hitting just $44,000. For Clarke specifically, we're working from peer program estimates since the graduate cohort is too small for the Department of Education to publish actual outcomes, but the pattern holds across Iowa's nine education programs.
The practical reality? Your child would likely graduate with debt equal to about 70% of their first year's salary—not crushing, but meaningful monthly payments on a teacher's paycheck. If they're passionate about education and understand the salary ceiling, the numbers work. If they're wavering or treating this as a fallback major, programs with steeper earnings trajectories deserve consideration.
Where Clarke University Stands
Earnings vs. debt across all education bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Clarke University | — | $37,379 | — |
| Brown University | $33,866 | $61,660 | +82% |
| Chapman University | $37,928 | $60,147 | +59% |
| Monmouth University | $55,579 | $54,660 | -2% |
| University of Hawaii-West Oahu | $52,079 | $53,573 | +3% |
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,600 | $38,660* | $37,379 | $27,000* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Clarke University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.