Est. Earnings (1yr)
$45,265
Est. from national median (67 programs)
Est. Median Debt
$25,396
Est. from national median (20 programs)

Analysis

A $25,000 debt load for a bachelor's degree that leads to first-year earnings around $45,000 creates a manageable starting point—the debt-to-earnings ratio of 0.56 sits comfortably below the concerning 1.0 threshold. Since Cleary's actual outcomes aren't publicly available due to small graduate cohorts, these figures reflect what similar entrepreneurship programs nationally produce. The estimated earnings align almost exactly with the national median for this major, suggesting typical performance rather than standout results.

Michigan's entrepreneurship landscape offers some context here. Programs at Grand Valley State and Central Michigan—both larger public universities with reported data—show first-year earnings in the $42,000-$43,000 range, slightly below the national benchmark but fairly close to what Cleary's graduates likely experience. The estimated debt at Cleary runs about $1,000 below Michigan's median for this field, which matters when you're starting a business or working in small companies where early salaries may be constrained.

The practical reality: entrepreneurship degrees often appeal to students planning to launch their own ventures, where traditional earnings metrics don't capture the full picture. If your child intends to work for established companies initially, peer programs suggest they'll earn enough to manage this debt level within standard repayment terms. The uncertainty around Cleary's specific outcomes means you're betting on the strength of their curriculum and network rather than proven graduate results—a reasonable gamble if the school's small size and business focus align with your child's learning style.

Where Cleary University Stands

Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally

Compare to Similar Programs in Michigan

Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Michigan (15 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Cleary UniversityHowell$24,842$45,265*—$25,396*—
Grand Valley State UniversityAllendale$14,628$43,391*—$26,000*0.60
Central Michigan UniversityMount Pleasant$14,190$42,908*$53,574$27,000*0.63
National Median—$45,265*—$24,125*0.53
* Estimated from similar programs

Career Paths

Occupations commonly associated with entrepreneurial and small business operations graduates

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Personal Service Managers, All Other

All personal service managers not listed separately.

Fitness and Wellness Coordinators

Manage or coordinate fitness and wellness programs and services. Manage and train staff of wellness specialists, health educators, or fitness instructors.

Spa Managers

Plan, direct, or coordinate activities of a spa facility. Coordinate programs, schedule and direct staff, and oversee financial activities.

Managers, All Other

All managers not listed separately.

Regulatory Affairs Managers

Plan, direct, or coordinate production activities of an organization to ensure compliance with regulations and standard operating procedures.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Wind Energy Operations Managers

Manage wind field operations, including personnel, maintenance activities, financial activities, and planning.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Cleary University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 67 similar programs. Actual outcomes may vary.