Analysis
A $25,000 debt load for a bachelor's degree that leads to first-year earnings around $45,000 creates a manageable starting point—the debt-to-earnings ratio of 0.56 sits comfortably below the concerning 1.0 threshold. Since Cleary's actual outcomes aren't publicly available due to small graduate cohorts, these figures reflect what similar entrepreneurship programs nationally produce. The estimated earnings align almost exactly with the national median for this major, suggesting typical performance rather than standout results.
Michigan's entrepreneurship landscape offers some context here. Programs at Grand Valley State and Central Michigan—both larger public universities with reported data—show first-year earnings in the $42,000-$43,000 range, slightly below the national benchmark but fairly close to what Cleary's graduates likely experience. The estimated debt at Cleary runs about $1,000 below Michigan's median for this field, which matters when you're starting a business or working in small companies where early salaries may be constrained.
The practical reality: entrepreneurship degrees often appeal to students planning to launch their own ventures, where traditional earnings metrics don't capture the full picture. If your child intends to work for established companies initially, peer programs suggest they'll earn enough to manage this debt level within standard repayment terms. The uncertainty around Cleary's specific outcomes means you're betting on the strength of their curriculum and network rather than proven graduate results—a reasonable gamble if the school's small size and business focus align with your child's learning style.
Where Cleary University Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs in Michigan
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Michigan (15 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,842 | $45,265* | — | $25,396* | — | |
| $14,628 | $43,391* | — | $26,000* | 0.60 | |
| $14,190 | $42,908* | $53,574 | $27,000* | 0.63 | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cleary University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 67 similar programs. Actual outcomes may vary.