Cosmetology at Coba Academy
Undergraduate Certificate or Diploma
Analysis
Coba Academy's cosmetology program shows something unusual: graduates start well below average but experience substantial income growth. First-year earnings of $14,146 rank in just the 21st percentile nationally, yet by year four, graduates reach $20,278—a 43% increase that suggests skills and clientele build meaningfully over time. In California's crowded cosmetology market, this program lands near the middle of the pack at the 40th percentile, which is noteworthy given that many California cosmetology graduates struggle to match even the state's modest median.
The debt picture is manageable at $9,806, roughly on par with both state and national norms for cosmetology programs. With a debt-to-earnings ratio of 0.69 based on first-year income, graduates face about seven months of earnings in debt—reasonable by cosmetology standards, particularly given the earnings trajectory. The challenge is surviving those early years when income barely covers basic expenses in Southern California.
For parents, this comes down to financial runway. Can your child live at home or receive support while building their career? If so, the growth pattern here suggests investment in the program could pay off. But a graduate needing to be immediately self-sufficient in Anaheim will face real hardship on $14,000 annually. The moderate debt helps, but the income gap matters more than the debt load in this equation.
Where Coba Academy Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Coba Academy graduates compare to all programs nationally
Coba Academy graduates earn $14k, placing them in the 21th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Cosmetology certificate's programs at peer institutions in California (130 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Coba Academy | $14,146 | $20,278 | $9,806 | 0.69 |
| The Salon Professional Academy-San Jose | $24,660 | $24,953 | $10,376 | 0.42 |
| San Jose City College | $23,253 | — | — | — |
| MTI College | $21,371 | $22,802 | $10,550 | 0.49 |
| Institute of Technology | $21,184 | — | $13,341 | 0.63 |
| Shasta School of Cosmetology | $20,144 | — | — | — |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The Salon Professional Academy-San Jose San Jose | — | $24,660 | $10,376 |
| San Jose City College San Jose | $1,366 | $23,253 | — |
| MTI College Sacramento | — | $21,371 | $10,550 |
| Institute of Technology Clovis | — | $21,184 | $13,341 |
| Shasta School of Cosmetology Redding | — | $20,144 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Coba Academy, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 74 graduates with reported earnings and 86 graduates with debt data. Small samples may not be representative.