Est. Earnings (1yr)
$39,141
Est. from MA median (12 programs)
Est. Median Debt
$26,750
Est. from MA median (10 programs)

Analysis

With estimated debt of $26,750 against first-year earnings around $39,000, this liberal arts program lands squarely in the middle of what similar Massachusetts programs typically produce—neither a bargain nor a financial burden. The debt-to-earnings ratio of 0.68 suggests graduates could reasonably manage loan payments, though these figures come from peer programs across the state rather than Elms' specific outcomes.

The estimated earnings match both the state and national median almost exactly, which means this represents a fairly typical liberal arts outcome. That said, the comparison list reveals the wide range in this field: MIT liberal arts grads start at over $100,000 while most state schools cluster in the low-to-mid $40,000s. Where Elms fits on that spectrum remains unclear given the lack of program-specific data. The school serves a significant number of Pell-eligible students (42%), suggesting it may attract students who need the degree to work full-time immediately after graduation rather than pursue graduate school or unpaid internships.

For anxious parents, the takeaway is this: based on comparable Massachusetts liberal arts programs, your child would likely graduate with manageable debt and earnings that allow repayment—but without this school's actual track record, you're betting on the program performing like its peers. If your child needs specific career outcomes, press the admissions office for more concrete graduate employment data or consider programs with transparent outcomes.

Where College of Our Lady of the Elms Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Compare to Similar Programs in Massachusetts

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Massachusetts (45 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
College of Our Lady of the ElmsChicopee$42,061$39,141*—$26,750*—
Massachusetts Institute of TechnologyCambridge$60,156$103,135*—$11,935*0.12
Bentley UniversityWaltham$58,150$72,333*$87,110$26,000*0.36
Regis CollegeWeston$47,770$52,559*—$27,000*0.51
Endicott CollegeBeverly$39,212$45,277*$44,540$15,456*0.34
Worcester State UniversityWorcester$11,286$43,996*—$23,907*0.54
National Median—$36,340*—$27,000*0.74
* Estimated from similar programs

Career Paths

Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Our Lady of the Elms, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in MA. Actual outcomes may vary.