Est. Earnings (1yr)
$47,670
Est. from national median (75 programs)
Est. Median Debt
$23,120
Est. from national median (20 programs)

Analysis

Physics graduates typically find strong early-career earnings, but peer programs in Minnesota suggest College of Saint Benedict may lag behind state averages. While national data indicates physics bachelor's recipients earn around $47,670 in their first year, Minnesota physics programs typically produce median earnings of $54,350—about $6,700 more. The University of Minnesota-Twin Cities, for instance, reports exactly that median figure for its physics graduates. This gap matters when you're evaluating whether a liberal arts college physics program delivers the same career outcomes as larger research universities in the state.

The estimated debt burden of $23,120 looks manageable against first-year earnings, yielding a debt-to-earnings ratio of 0.49. This means borrowers could theoretically pay off their loans in about six months of gross salary, which falls well within the safe zone for educational debt. However, this calculation assumes earnings closer to the national baseline rather than Minnesota's higher typical outcomes.

For families weighing this program, the core question is whether the small-college experience at Saint Benedict justifies potentially starting $6,700 behind peers from larger Minnesota institutions. If your child thrives in intimate academic settings and values the liberal arts environment, that trade-off might work. But if career earnings are the priority, programs with reported outcomes showing stronger first-year numbers deserve serious consideration. The 91% admission rate suggests accessibility, but you'll want to understand what career support and graduate school placement look like before committing.

Where College of Saint Benedict Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Minnesota

Physics bachelors's programs at peer institutions in Minnesota (21 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
College of Saint BenedictSaint Joseph$53,884$47,670*$23,120*
University of Minnesota-Twin CitiesMinneapolis$16,488$54,350*$57,831$23,594*0.43
National Median$47,670*$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Saint Benedict, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.