Analysis
Physics graduates typically find strong early-career earnings, but peer programs in Minnesota suggest College of Saint Benedict may lag behind state averages. While national data indicates physics bachelor's recipients earn around $47,670 in their first year, Minnesota physics programs typically produce median earnings of $54,350—about $6,700 more. The University of Minnesota-Twin Cities, for instance, reports exactly that median figure for its physics graduates. This gap matters when you're evaluating whether a liberal arts college physics program delivers the same career outcomes as larger research universities in the state.
The estimated debt burden of $23,120 looks manageable against first-year earnings, yielding a debt-to-earnings ratio of 0.49. This means borrowers could theoretically pay off their loans in about six months of gross salary, which falls well within the safe zone for educational debt. However, this calculation assumes earnings closer to the national baseline rather than Minnesota's higher typical outcomes.
For families weighing this program, the core question is whether the small-college experience at Saint Benedict justifies potentially starting $6,700 behind peers from larger Minnesota institutions. If your child thrives in intimate academic settings and values the liberal arts environment, that trade-off might work. But if career earnings are the priority, programs with reported outcomes showing stronger first-year numbers deserve serious consideration. The 91% admission rate suggests accessibility, but you'll want to understand what career support and graduate school placement look like before committing.
Where College of Saint Benedict Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Minnesota
Physics bachelors's programs at peer institutions in Minnesota (21 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $53,884 | $47,670* | — | $23,120* | — | |
| $16,488 | $54,350* | $57,831 | $23,594* | 0.43 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Saint Benedict, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.