Entrepreneurial and Small Business Operations at College of Southern Idaho
Undergraduate Certificate or Diploma
csi.eduAnalysis
A certificate in entrepreneurship carries a manageable debt load at an estimated $18,788, but the real question is whether starting earnings justify even that modest investment. Peer programs nationally suggest first-year earnings around $41,685, which produces a reasonable debt-to-earnings ratio of 0.45—meaning graduates could theoretically pay off their loans in under six months of gross income. That's a solid financial foundation compared to many credential programs.
The challenge is that entrepreneurship credentials don't follow traditional career trajectories. While comparable programs show consistent outcomes around $42,000, these figures likely capture graduates working for other businesses rather than running their own. If your student plans to launch a venture immediately after completing this certificate, their first-year earnings could look dramatically different—either much higher if the business takes off, or considerably lower during the startup phase. The debt remains constant regardless, and $19,000 becomes harder to service when business revenue is unpredictable.
For a student planning to work in small business management or use the credential as professional development while employed, the estimated numbers suggest reasonable value. For someone banking on immediate entrepreneurial success to cover their debt, this certificate adds financial pressure at precisely the moment flexibility matters most. The credential might be more valuable as a structured learning experience than as a pure ROI calculation—but only if the debt load won't constrain your student's ability to take business risks.
Where College of Southern Idaho Stands
Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally
Compare to Similar Programs Nationally
Entrepreneurial and Small Business Operations certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,360 | $41,685* | — | $18,788* | — | |
| $11,180 | $64,900* | — | $19,500* | 0.30 | |
| $21,524 | $51,635* | — | $23,063* | 0.45 | |
| $10,964 | $46,878* | $60,850 | $26,000* | 0.55 | |
| $10,020 | $42,545* | — | $23,397* | 0.55 | |
| $3,106 | $40,824* | — | $10,740* | 0.26 | |
| National Median | — | $41,684* | — | $18,788* | 0.45 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Southern Idaho, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.