Est. Earnings (1yr)
$42,216
Est. from MA median (13 programs)
Est. Median Debt
$27,000
Est. from MA median (10 programs)

Analysis

A private liberal arts education at Holy Cross comes with substantial costsβ€”$27,000 in estimated debt based on similar Massachusetts institutionsβ€”but teaching salaries in the state's public schools don't adjust for where you earned your degree. Comparable teacher education programs across Massachusetts produce first-year earnings around $42,000, whether graduates attended selective private colleges or public universities. That debt load represents about 64% of first-year earnings, which is manageable but raises an important question about return on investment.

The reality is that teaching credentials open similar doors regardless of institutional prestige. While Holy Cross offers the benefits of small classes and a strong liberal arts foundation, nearby Bridgewater State's teacher education graduates enter the same profession with comparable starting salaries but typically far less debt. The education major at a highly selective school like Holy Cross (21% acceptance rate, 1354 average SAT) doesn't translate into higher teacher pay the way it might in fields where employer prestige matters more.

For families who can afford Holy Cross without significant borrowing, the broader educational experience may justify the cost. But if your child is taking on substantial loans, peer programs at Massachusetts public universities produce similar professional outcomes at a fraction of the price. The teaching profession rewards credentials and experience, not the selectivity of your undergraduate institution.

Where College of the Holy Cross Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Compare to Similar Programs in Massachusetts

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Massachusetts (32 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
College of the Holy CrossWorcester$60,850$42,216*β€”$27,000*β€”
Assumption UniversityWorcester$49,414$48,641*β€”$27,000*0.56
Stonehill CollegeEaston$54,500$44,027*β€”$26,990*0.61
Gordon CollegeWenham$28,100$43,989*$39,465$26,975*0.61
Bridgewater State UniversityBridgewater$11,389$43,800*$46,339$27,000*0.62
Boston CollegeChestnut Hill$67,680$43,262*$57,492$18,000*0.42
National Medianβ€”$41,809*β€”$26,000*0.62
* Estimated from similar programs

Career Paths

Occupations commonly associated with teacher education and professional development, specific levels and methods graduates

Education Teachers, Postsecondary

Teach courses pertaining to education, such as counseling, curriculum, guidance, instruction, teacher education, and teaching English as a second language. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Training and Development Specialists

Design or conduct work-related training and development programs to improve individual skills or organizational performance. May analyze organizational training needs or evaluate training effectiveness.

$65,850/yrJobs growth:Bachelor's degree

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Middle School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the middle, intermediate, or junior high school level.

$62,970/yrJobs growth:Bachelor's degree

Kindergarten Teachers, Except Special Education

Teach academic and social skills to kindergarten students.

$62,310/yrJobs growth:Bachelor's degree

Elementary School Teachers, Except Special Education

Teach academic and social skills to students at the elementary school level.

$62,310/yrJobs growth:Bachelor's degree

Adult Basic Education, Adult Secondary Education, and English as a Second Language Instructors

Teach or instruct out-of-school youths and adults in basic education, literacy, or English as a Second Language classes, or in classes for earning a high school equivalency credential.

$59,950/yrJobs growth:Bachelor's degree

Preschool Teachers, Except Special Education

Instruct preschool-aged students, following curricula or lesson plans, in activities designed to promote social, physical, and intellectual growth.

$37,120/yrJobs growth:Associate's degree

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

Self-Enrichment Teachers

Teach or instruct individuals or groups for the primary purpose of self-enrichment or recreation, rather than for an occupational objective, educational attainment, competition, or fitness.

Teachers and Instructors, All Other

All teachers and instructors not listed separately.

Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education

Assist a preschool, elementary, middle, or secondary school teacher with instructional duties. Serve in a position for which a teacher has primary responsibility for the design and implementation of educational programs and services.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At College of the Holy Cross, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 13 similar programs in MA. Actual outcomes may vary.