Analysis
The College of the Marshall Islands serves one of the most economically vulnerable student populations in U.S. territories—96% receive Pell grants—yet education programs nationally tend to produce stable, if modest, returns. With estimated first-year earnings around $38,660 and debt near $24,333, the debt-to-earnings ratio of 0.63 falls comfortably below the concerning threshold of 1.0. These figures, derived from comparable bachelor's education programs nationwide, suggest graduates could manage their debt within the typical first-year salary structure, though living costs and employment opportunities in the Marshall Islands differ significantly from mainland contexts.
The real question is where these graduates will teach. If they remain in the Marshall Islands' public school system, salary scales and cost of living become crucial variables that national benchmarks can't capture. If they pursue opportunities in other U.S. territories or states, they'd be competing with mainland-trained educators who may have stronger institutional networks. The estimated numbers align with typical education degree outcomes—neither outstanding nor alarming—but this program's value depends heavily on local employment realities that aren't reflected in the data.
For families investing in this degree, understand you're making a decision with limited visibility. The estimates suggest manageable debt if employment materializes at typical education salary levels, but verify actual starting salaries for teachers in the Marshall Islands and whether this credential opens doors to positions elsewhere if needed.
Where College of the Marshall Islands Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,840 | $38,660* | — | $24,333* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of the Marshall Islands, approximately 96% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.