Analysis
College of the Ozarks' highly selective engineering program—with only a 15% admission rate—operates at a scale where federal data remains suppressed, forcing reliance on national benchmarks. Those comparable programs suggest first-year earnings around $67,900 with debt near $26,500, producing a debt-to-earnings ratio of 0.39. That's manageable by engineering standards, though Missouri's other engineering programs typically see slightly higher starting salaries (around $70,400 at Mizzou) with less debt (about $23,250 statewide). The gap isn't enormous, but it suggests this program may not deliver the same financial momentum as in-state alternatives.
What complicates the picture is College of the Ozarks' distinctive work-study model, which theoretically reduces costs for many students—yet the estimated debt figure here mirrors the national median. Without actual graduate outcomes, it's unclear whether this school's unique approach translates to better debt outcomes for engineering majors specifically, or whether those who do borrow end up with typical burdens. The strong admission selectivity (SAT 1125, 44% Pell recipients) suggests capable students, but peer program data can't tell you if they're launching into careers as successfully as graduates from Missouri S&T or Mizzau.
The practical takeaway: engineering credentials generally pay off, and a 0.39 debt ratio isn't alarming. But you're betting on a small program with no published track record, and estimated figures suggest it may not outperform larger Missouri programs where actual outcomes are visible and slightly stronger.
Where College of the Ozarks Stands
Earnings vs. debt across all engineering bachelors's programs nationally
Compare to Similar Programs in Missouri
Engineering bachelors's programs at peer institutions in Missouri (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $21,290 | $67,911* | — | $26,459* | — | |
| $14,130 | $70,366* | — | $23,250* | 0.33 | |
| National Median | — | $67,911* | — | $26,056* | 0.38 |
Career Paths
Occupations commonly associated with engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
Microsystems Engineers
Photonics Engineers
Robotics Engineers
Nanosystems Engineers
Wind Energy Engineers
Solar Energy Systems Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of the Ozarks, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 47 similar programs. Actual outcomes may vary.