Business/Commerce at Colorado State University-Fort Collins

Based on comparable business programs across Colorado, this degree would start with estimated first-year earnings of $43,067 against roughly $23,812 in debt—a 0.55 ratio that's manageable by most standards. What makes this more interesting is the four-year trajectory: by that point, actual reported earnings jump to $70,008, suggesting CSU's alumni see meaningful career progression after those initial years. That $70,008 four-year figure isn't an estimate—it's what this program's graduates actually earn, and it substantially outpaces both the Colorado median and the national benchmark of $47,506.

The debt picture looks reasonable when you consider that similar Colorado State programs typically produce debt around $23,812, which is below the national median of $26,000 for business degrees. With a 90% admission rate, this isn't a highly selective program, yet the four-year earnings suggest CSU graduates are competitive in the job market. The gap between estimated first-year earnings ($43,067) and the strong four-year performance ($70,008) implies either delayed entry into business roles or steady advancement—typical for business majors who often start in entry-level positions before moving into management or specialized roles.

The practical takeaway: while the first-year estimates suggest a modest start aligned with state averages, the actual four-year earnings data indicates this program delivers strong medium-term outcomes. That $70,008 at year four makes the estimated debt load look like a reasonable investment, assuming your child can navigate those initial lower-earning years.