Analysis
A philosophy degree from Colorado State University-Fort Collins comes with a troubling financial picture: graduates earn just $27,810 in their first year while carrying nearly $19,000 in debt. That's below both the national median ($31,652) and the Colorado median ($32,480) for philosophy programs, placing CSU in the bottom half of philosophy programs statewide. Even University of Colorado Colorado Springs graduates earn $4,670 more annually—a 17% premium for the same degree at a similar public institution.
The debt-to-earnings ratio of 0.68 means graduates face nearly 8 months of their entire first-year salary just to cover student loans. While philosophy majors typically pursue graduate education or careers where earnings grow substantially over time, starting this far behind financially can delay those plans. The relatively high debt percentile (73rd nationally) compounds the challenge, especially when you consider that CSU's debt level is actually lower than Colorado's state median—suggesting the weak point here is primarily the earnings side.
The small sample size (under 30 graduates) demands caution with these numbers, but the pattern is concerning enough that parents should press for more current data directly from the department. If philosophy is the goal, peer institutions in Colorado are producing better early-career outcomes with similar or even higher debt loads, which suggests CSU's program may not be positioned as competitively in the job market.
Where Colorado State University-Fort Collins Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Earnings Distribution
How Colorado State University-Fort Collins graduates compare to all programs nationally
Compare to Similar Programs in Colorado
Philosophy bachelors's programs at peer institutions in Colorado (12 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,896 | $27,810 | — | $18,894 | 0.68 | |
| $10,017 | $36,307 | — | $31,000 | 0.85 | |
| $9,712 | $32,480 | $36,436 | $28,495 | 0.88 | |
| National Median | — | $31,652 | — | $22,641 | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Colorado State University-Fort Collins, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 24 graduates with reported earnings and 26 graduates with debt data. Small samples may not be representative.