Analysis
A debt load of roughly $23,400 for first-year earnings around $42,000 creates a manageable starting position—the debt-to-earnings ratio of 0.56 falls well within reasonable bounds. Based on comparable physics programs in Colorado, this program appears to track near the state median, though it sits about $6,000 below the national benchmark of $47,700. That gap isn't trivial, but physics remains a field where graduate school often defines the career trajectory, making the bachelor's degree more of a foundation than a final credential.
The challenge here is uncertainty. With too few graduates for the Department of Education to report actual outcomes, we're relying on peer program data to sketch the picture. Colorado State-Fort Collins physics grads start around $52,000, while University of Northern Colorado's program shows $34,000—CSU Pueblo's estimated position falls right in the middle. Whether this specific program delivers closer to the upper or lower end of that range matters significantly for career launch.
For parents weighing this option: the estimated debt burden won't be crushing regardless of outcomes, which provides important downside protection. But if your student is serious about physics and has other Colorado options, comparing actual career support, research opportunities, and graduate school placement rates becomes essential. The numbers suggest reasonable value if everything else aligns, but there's genuine uncertainty baked into these projections.
Where Colorado State University Pueblo Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Colorado
Physics bachelors's programs at peer institutions in Colorado (13 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,401 | $41,874* | — | $23,424* | — | |
| $12,896 | $51,927* | — | —* | — | |
| $16,430 | $41,874* | $50,697 | $20,635* | 0.49 | |
| $12,010 | $34,373* | — | $27,000* | 0.79 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Colorado State University Pueblo, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in CO. Actual outcomes may vary.