Analysis
A debt-to-earnings ratio of 0.45 suggests this program could be financially manageable—based on comparable bachelor's programs in mathematics nationally, graduates typically see first-year earnings around $48,800 with median debt near $21,750. That's roughly in line with other South Carolina programs in the field, where outcomes cluster in a similar range. The challenge here is that we're working with estimated figures for Columbia College specifically, since too few recent graduates exist to produce reportable data. That small graduate pool itself tells a story about the program's scale.
The institution serves a predominantly open-access mission, with 53% of students receiving Pell grants, which often correlates with students balancing work, family, and education. For families seeking an affordable mathematics degree close to home, the estimated debt load is reasonable—assuming those earnings materialize. However, without actual outcome data, you're betting on national patterns holding true at a school where the mathematics program may look quite different in resources, teaching quality, or employer connections than at larger South Carolina universities like USC or Clemson, which report actual earnings in the high $40,000s.
The practical question: can your student thrive in a small program environment, and does Columbia College's support structure justify the uncertainty? If they need significant academic scaffolding or prefer personalized attention, a smaller program might work. But if they want proven pathways to employment or graduate school, you're accepting more risk than at programs with established track records.
Where Columbia College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in South Carolina
Mathematics bachelors's programs at peer institutions in South Carolina (29 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $21,450 | $48,772* | — | $21,750* | — | |
| $12,688 | $49,949* | $69,584 | $22,700* | 0.45 | |
| $15,554 | $47,529* | $71,461 | $22,500* | 0.47 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Columbia College, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.