Analysis
A debt-to-earnings ratio of 0.28 tells a straightforward story: based on comparable programs nationally, students would borrow roughly three months' salary to complete this associate degree. With estimated first-year earnings around $41,500 and debt near $11,600, the numbers suggest this is manageable territory for skilled trades training. That ratio sits comfortably below the 1.0 threshold where debt becomes burdensome, meaning graduates from similar programs typically earn enough to handle their loan payments without financial strain.
The challenge here is uncertainty. As the only precision metal working program in Rhode Island, Community College of Rhode Island has no in-state peers for comparison, and the school's actual graduate outcomes remain unpublished due to small cohort sizes. The estimates draw from national medians across dozens of programs, which means your student's actual experience could differβRhode Island's manufacturing landscape and cost of living might push earnings higher or lower than the $41,500 benchmark. The 43% Pell grant rate suggests the college serves students who need education to be affordable, which aligns with keeping debt relatively modest.
The practical takeaway: if your student is serious about precision metalworking as a career path, the estimated debt load appears reasonable for an associate degree in a skilled trade. But given the lack of school-specific data, connecting with program graduates or local employers in Rhode Island's manufacturing sector would help verify whether these national estimates reflect what actually happens for students trained here.
Where Community College of Rhode Island Stands
Earnings vs. debt across all precision metal working associates's programs nationally
Compare to Similar Programs Nationally
Precision Metal Working associates's programs at top institutions nationally
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,326 | $41,504* | β | $11,562* | β | |
| $5,881 | $59,829* | $73,136 | β* | β | |
| $13,630 | $56,811* | $77,380 | $17,500* | 0.31 | |
| $4,912 | $56,292* | $64,893 | $6,810* | 0.12 | |
| $25,659 | $55,188* | $61,261 | $12,000* | 0.22 | |
| $6,886 | $54,908* | $52,065 | $12,000* | 0.22 | |
| National Median | β | $41,504* | β | $12,000* | 0.29 |
Career Paths
Occupations commonly associated with precision metal working graduates
Sheet Metal Workers
Machinists
Tool and Die Makers
Welders, Cutters, Solderers, and Brazers
Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic
Forging Machine Setters, Operators, and Tenders, Metal and Plastic
Rolling Machine Setters, Operators, and Tenders, Metal and Plastic
Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic
Drilling and Boring Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Community College of Rhode Island, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 56 similar programs. Actual outcomes may vary.