Social Work at Concord University

Concord University's social work program graduates carry less than $19,000 in debt—significantly below both the national median ($26,362) and West Virginia average ($27,000) for this field. While first-year earnings of $35,930 trail the national median slightly, they exceed the typical West Virginia social work graduate by about $2,600, ranking this program in the 60th percentile statewide. For families prioritizing affordability in a helping profession, the debt-to-earnings ratio of 0.53 is manageable, especially compared to many social work programs where students borrow more and earn less.

The concern here is stagnation: earnings essentially flatline between years one and four, suggesting limited advancement opportunities in the local market or within graduates' chosen career paths. That said, social work isn't typically chosen for salary growth—and with debt this low, graduates have flexibility to pursue nonprofit work, continue education for clinical licensure, or relocate without crushing financial pressure. Among West Virginia's eight social work programs, Concord sits in the middle of the pack for earnings but well ahead on keeping debt manageable.

If your child is committed to social work and plans to stay in West Virginia, this program offers a reasonable path with minimal financial risk. Just understand they're unlikely to see meaningful salary increases without additional credentials or career shifts.