Median Earnings (1yr)
$40,212
77th percentile (60th in MN)
Median Debt
$27,000
19% above national median
Debt-to-Earnings
0.67
Manageable
Sample Size
21
Limited data

Analysis

Concordia's Romance Languages program punches above its weight: graduates earn $40,212 in their first year—ahead of 77% of similar programs nationally and outpacing Minnesota's median by over $5,000. Even more impressive, the program carries just $27,000 in debt, landing in the 5th percentile nationally (meaning 95% of comparable programs saddle students with more). That 0.67 debt-to-earnings ratio means graduates owe roughly eight months of first-year salary, a manageable burden that's genuinely rare for humanities degrees.

The earnings trajectory looks solid too, with a 16% jump to $46,718 by year four. Among Minnesota programs, Concordia trails only Winona State and Mankato State—both larger public universities—while charging similar debt loads. The combination of above-average earnings and below-average debt creates real financial breathing room that many liberal arts graduates don't get.

The major caveat: this data comes from fewer than 30 graduates, so one or two outliers could skew the picture significantly. But the fundamentals—low debt, immediate earnings that exceed state and national norms, and consistent growth—suggest Concordia has built something worthwhile here. For families worried about the ROI of a humanities degree, this program offers a clearer path to financial stability than most.

Where Concordia College at Moorhead Stands

Earnings vs. debt across all romance languages, literatures, and linguistics bachelors's programs nationally

Concordia College at MoorheadOther romance languages, literatures, and linguistics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Concordia College at Moorhead graduates compare to all programs nationally

Concordia College at Moorhead graduates earn $40k, placing them in the 77th percentile of all romance languages, literatures, and linguistics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Romance Languages, Literatures, and Linguistics bachelors's programs at peer institutions in Minnesota (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Concordia College at Moorhead$40,212$46,718$27,0000.67
Winona State University$41,866$45,770$20,0170.48
Minnesota State University-Mankato$37,845$57,770$20,8650.55
St Olaf College$32,094—$24,8300.77
University of Minnesota-Twin Cities$31,622$47,719$21,0000.66
University of Minnesota-Duluth$31,174—$24,6570.79
National Median$34,497—$22,7220.66

Other Romance Languages, Literatures, and Linguistics Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Winona State University
Winona
$10,498$41,866$20,017
Minnesota State University-Mankato
Mankato
$9,490$37,845$20,865
St Olaf College
Northfield
$56,970$32,094$24,830
University of Minnesota-Twin Cities
Minneapolis
$16,488$31,622$21,000
University of Minnesota-Duluth
Duluth
$14,318$31,174$24,657

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia College at Moorhead, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.