Median Earnings (1yr)
$56,347
87th percentile (60th in MI)
Median Debt
$27,625
6% above national median
Debt-to-Earnings
0.49
Manageable
Sample Size
113
Adequate data

Analysis

Concordia's business program delivers solid earnings at a price point that makes sense. Starting salaries of $56,347 outpace the national median by 23% and sit comfortably above Michigan's state median of $50,550. More importantly, graduates carry just $27,625 in debt—a debt-to-earnings ratio of 0.49 that's better than 76% of similar programs nationally.

The 60th percentile ranking within Michigan tells an interesting story: you're not competing with Michigan or MSU grads here, but you're performing above most in-state options at schools with comparable admission profiles. That 16% earnings growth to $65,093 by year four suggests graduates gain traction in their careers, likely moving into supervisory or specialist roles. For a school with a 72% admission rate, these outcomes represent genuine value—students who might not access elite programs are still reaching earnings that support comfortable debt repayment.

The real question is whether paying similar debt ($27,625 vs. $27,000 state median) for above-average but not top-tier Michigan earnings makes sense when Oakland and Grand Valley deliver comparable results. If your child values Concordia's faith-based environment or smaller class sizes, the financial outcomes support that choice. The math here works: manageable debt, strong first-year earnings, and steady career progression.

Where Concordia University Ann Arbor Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Concordia University Ann ArborOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Concordia University Ann Arbor graduates compare to all programs nationally

Concordia University Ann Arbor graduates earn $56k, placing them in the 87th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Business Administration, Management and Operations bachelors's programs at peer institutions in Michigan (40 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Concordia University Ann Arbor$56,347$65,093$27,6250.49
University of Michigan-Ann Arbor$93,674$116,095$19,0000.20
Michigan State University$71,253$79,719$23,2500.33
Oakland University$62,359$81,070$26,0000.42
Grand Valley State University$57,760$70,536$27,0000.47
University of Michigan-Dearborn$57,102$69,612$31,0000.54
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Michigan-Ann Arbor
Ann Arbor
$17,228$93,674$19,000
Michigan State University
East Lansing
$15,988$71,253$23,250
Oakland University
Rochester Hills
$14,694$62,359$26,000
Grand Valley State University
Allendale
$14,628$57,760$27,000
University of Michigan-Dearborn
Dearborn
$14,944$57,102$31,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University Ann Arbor, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 113 graduates with reported earnings and 133 graduates with debt data. Small samples may not be representative.