Analysis
A 0.70 debt-to-earnings ratio places this program in reasonable territory for education majors, though the figures here come from national peer programs rather than Concordia-Chicago's specific outcomes. Teacher preparation programs typically produce modest starting salaries—the estimated $38,660 first-year earnings aligns with national medians for bachelor's-level education graduates. The estimated $27,000 debt load is manageable but not trivial, representing about eight months of gross income.
The real uncertainty lies in what Concordia-Chicago specifically delivers. With a 93% admission rate and 45% of students receiving Pell grants, the university serves a broad population, but we can't know if their education program placement rates, student teaching partnerships, or licensure exam pass rates justify the investment. Illinois has 17 education programs at this level, and teaching salaries are heavily influenced by district contracts rather than where you earned your degree. The estimated earnings suggest entry-level teacher pay, which means your child's starting salary will largely depend on where they land a position, not their diploma.
For an education major, this estimated debt burden won't derail a teaching career, but parents should verify Concordia-Chicago's actual placement rates and licensure outcomes before committing. Teacher shortages create demand, but not all preparation programs deliver equal results in getting graduates hired.
Where Concordia University-Chicago Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,258 | $38,660* | — | $27,000* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University-Chicago, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.