Analysis
A physics bachelor's from a private university in Southern California comes with an estimated $23,120 in debt—right at the national median for physics programs but notably above the $16,800 typical for California schools. Based on comparable physics programs statewide, first-year earnings around $50,200 produce a debt-to-earnings ratio of 0.46, suggesting graduates should be able to manage their loans on a physics-related salary. However, these are peer-program estimates, not actual outcomes for Concordia-Irvine's physics graduates specifically.
The earnings figure aligns with both state and national physics medians, but there's considerable range among California programs. Top state schools like Cal Poly Pomona and UCLA place physics graduates at $60,000-$64,000 in their first year—roughly 20-27% higher than the statewide benchmark. Whether Concordia-Irvine's program performs closer to these leaders or falls below the median makes a material difference in your child's financial trajectory. The small graduate cohort (hence the data suppression) also means less certainty about employment outcomes and career placement support.
For parents, the core question is whether this specific program justifies private-school tuition when UC and CSU alternatives exist at lower cost with documented stronger earning potential. Request detailed placement data directly from Concordia: where do their physics graduates actually work, what are they earning, and how many pursue graduate school? Without program-specific outcomes, you're making this investment on faith rather than evidence.
Where Concordia University-Irvine Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in California
Physics bachelors's programs at peer institutions in California (58 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $41,390 | $50,219* | — | $23,120* | — | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| $13,747 | $60,495* | $73,644 | $21,100* | 0.35 | |
| $7,675 | $57,114* | — | —* | — | |
| $7,739 | $56,018* | $66,529 | $19,069* | 0.34 | |
| $14,965 | $53,597* | $88,722 | $15,982* | 0.30 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University-Irvine, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in CA. Actual outcomes may vary.