Median Earnings (1yr)
$33,744
71st percentile (60th in MN)
Median Debt
$29,156
13% above national median
Debt-to-Earnings
0.86
Manageable
Sample Size
94
Adequate data

Analysis

Concordia-Saint Paul's Health and Physical Education program lands solidly in the middle of Minnesota's competitive landscape—earning $37,275 four years out places graduates ahead of the national median but notably behind state leaders like Winona State ($41,742) and Gustavus Adolphus ($38,796). At the 60th percentile among Minnesota programs, this suggests decent performance without exceptional outcomes.

The financial picture here is straightforward: $29,156 in debt against first-year earnings of $33,744 creates a manageable 0.86 debt-to-earnings ratio. That's actually better debt positioning than 95% of similar programs nationally—a significant advantage for graduates entering a field where starting salaries rarely crack $35,000. The modest 11% earnings growth to year four is typical for education and fitness careers, where advancement often requires additional credentials or career pivots.

For a family weighing this program, the decision hinges on career goals. If your child is committed to teaching physical education or working in school athletics, Concordia offers a workable entry point with debt that won't overwhelm entry-level teaching salaries. However, if they're exploring fitness as one of several options, the $4,500 earnings gap compared to Winona State becomes meaningful over a career. The 75% admission rate and moderate debt load make this an accessible choice, just not necessarily the strongest value in Minnesota for this particular field.

Where Concordia University-Saint Paul Stands

Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally

Concordia University-Saint PaulOther health and physical education/fitness programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Concordia University-Saint Paul graduates compare to all programs nationally

Concordia University-Saint Paul graduates earn $34k, placing them in the 71th percentile of all health and physical education/fitness bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Health and Physical Education/Fitness bachelors's programs at peer institutions in Minnesota (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Concordia University-Saint Paul$33,744$37,275$29,1560.86
Winona State University$41,742$51,253$25,5500.61
Gustavus Adolphus College$38,796$43,101$27,0000.70
Minnesota State University Moorhead$38,088$40,035$22,5000.59
Augsburg University$37,473—$27,0000.72
University of Minnesota-Twin Cities$36,050$54,452$23,0000.64
National Median$30,554—$25,7570.84

Other Health and Physical Education/Fitness Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Winona State University
Winona
$10,498$41,742$25,550
Gustavus Adolphus College
Saint Peter
$54,310$38,796$27,000
Minnesota State University Moorhead
Moorhead
$10,336$38,088$22,500
Augsburg University
Minneapolis
$43,942$37,473$27,000
University of Minnesota-Twin Cities
Minneapolis
$16,488$36,050$23,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University-Saint Paul, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 94 graduates with reported earnings and 148 graduates with debt data. Small samples may not be representative.