Analysis
Concordia-Saint Paul's Health and Physical Education program lands solidly in the middle of Minnesota's competitive landscape—earning $37,275 four years out places graduates ahead of the national median but notably behind state leaders like Winona State ($41,742) and Gustavus Adolphus ($38,796). At the 60th percentile among Minnesota programs, this suggests decent performance without exceptional outcomes.
The financial picture here is straightforward: $29,156 in debt against first-year earnings of $33,744 creates a manageable 0.86 debt-to-earnings ratio. That's actually better debt positioning than 95% of similar programs nationally—a significant advantage for graduates entering a field where starting salaries rarely crack $35,000. The modest 11% earnings growth to year four is typical for education and fitness careers, where advancement often requires additional credentials or career pivots.
For a family weighing this program, the decision hinges on career goals. If your child is committed to teaching physical education or working in school athletics, Concordia offers a workable entry point with debt that won't overwhelm entry-level teaching salaries. However, if they're exploring fitness as one of several options, the $4,500 earnings gap compared to Winona State becomes meaningful over a career. The 75% admission rate and moderate debt load make this an accessible choice, just not necessarily the strongest value in Minnesota for this particular field.
Where Concordia University-Saint Paul Stands
Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally
Earnings Distribution
How Concordia University-Saint Paul graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Concordia University-Saint Paul | $33,744 | $37,275 | +10% |
| University of Minnesota-Duluth | $33,055 | $56,819 | +72% |
| University of Minnesota-Twin Cities | $36,050 | $54,452 | +51% |
| University of Northwestern-St Paul | $30,176 | $53,550 | +77% |
| Bethel University | $31,919 | $51,431 | +61% |
Compare to Similar Programs in Minnesota
Health and Physical Education/Fitness bachelors's programs at peer institutions in Minnesota (24 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $25,000 | $33,744 | $37,275 | $29,156 | 0.86 | |
| $10,498 | $41,742 | $51,253 | $25,550 | 0.61 | |
| $54,310 | $38,796 | $43,101 | $27,000 | 0.70 | |
| $10,336 | $38,088 | $40,035 | $22,500 | 0.59 | |
| $43,942 | $37,473 | — | $27,000 | 0.72 | |
| $16,488 | $36,050 | $54,452 | $23,000 | 0.64 | |
| National Median | — | $30,554 | — | $25,757 | 0.84 |
Career Paths
Occupations commonly associated with health and physical education/fitness graduates
Recreation and Fitness Studies Teachers, Postsecondary
Entertainment and Recreation Managers, Except Gambling
Athletes and Sports Competitors
Athletic Trainers
Exercise Physiologists
Exercise Trainers and Group Fitness Instructors
Coaches and Scouts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University-Saint Paul, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 94 graduates with reported earnings and 148 graduates with debt data. Small samples may not be representative.