Median Earnings (1yr)
$41,456
48th percentile (40th in MN)
Median Debt
$25,500
2% below national median
Debt-to-Earnings
0.62
Manageable
Sample Size
34
Adequate data

Analysis

Concordia University-Saint Paul's teaching program produces graduates earning slightly below both the Minnesota median ($42,495) and national average ($41,809), ranking in just the 40th percentile among Minnesota's 29 teacher education programs. At $25,500 in debt—moderately lower than state and national medians—the financial entry point is reasonable, but the earnings trajectory raises questions. While first-year graduates earn $41,456, that figure actually dips to $40,895 by year four, suggesting limited salary progression in those crucial early career years when teachers typically move up district pay scales.

The program sits firmly in the middle tier of Minnesota options. Graduates from top state programs like Martin Luther College and University of Minnesota-Morris earn $5,000-6,000 more annually, a meaningful difference on a teacher's budget that compounds over a career. The debt-to-earnings ratio of 0.62 means graduates carry about seven months of pre-tax income in loans—manageable but not trivial when combined with stagnant early earnings.

For families committed to teaching and looking at Minnesota schools, this program offers an accessible path (75% admission rate, 34% receiving Pell grants) without excessive debt. However, the combination of below-median earnings and negative growth suggests graduates may need to be strategic about district selection and credential advancement to match the financial outcomes of peers from higher-ranked Minnesota programs.

Where Concordia University-Saint Paul Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Concordia University-Saint PaulOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Concordia University-Saint Paul graduates compare to all programs nationally

Concordia University-Saint Paul graduates earn $41k, placing them in the 48th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Minnesota (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Concordia University-Saint Paul$41,456$40,895$25,5000.62
Martin Luther College$46,706$38,575$21,5000.46
University of Minnesota-Morris$46,414$41,789$24,7670.53
Bethel University$45,361$40,332$26,0000.57
Concordia College at Moorhead$44,195$44,319$27,0000.61
Minnesota State University-Mankato$44,171$41,039$27,0000.61
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Martin Luther College
New Ulm
$17,770$46,706$21,500
University of Minnesota-Morris
Morris
$14,288$46,414$24,767
Bethel University
Saint Paul
$42,930$45,361$26,000
Concordia College at Moorhead
Moorhead
$30,020$44,195$27,000
Minnesota State University-Mankato
Mankato
$9,490$44,171$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University-Saint Paul, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.