Analysis
Social work graduates from comparable Wisconsin programs earn around $42,000 in their first year—right at the state median—while Concordia's students graduate with $27,000 in debt. That debt-to-earnings ratio of 0.64 suggests this program should be manageable financially, with graduates owing roughly eight months of their first-year salary. However, these earnings figures come from peer programs across Wisconsin since Concordia's own graduate cohort was too small for the Department of Education to report separately.
The debt load here sits near the national middle for bachelor's-level social work programs, which is actually encouraging given that social work is a helping profession with inherently modest starting salaries. What matters more is whether Concordia's actual outcomes track with these state averages. Programs like Viterbo and UW-River Falls place graduates at $44,000-$46,000, suggesting there's room for variation even within Wisconsin. The lack of reported data for Concordia specifically could reflect small cohort sizes or recent program growth—both reasonable explanations—but it does mean you're making decisions without seeing this school's track record.
For parents, the question is whether $27,000 in debt feels manageable on a $42,000 salary if those estimates hold true. That payment-to-income ratio should work for most graduates. But since you're relying on estimates rather than Concordia's actual outcomes, ask the school directly about job placement rates and where recent graduates are working. That conversation will tell you whether their results align with state norms or fall elsewhere on the spectrum.
Where Concordia University-Wisconsin Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in Wisconsin
Social Work bachelors's programs at peer institutions in Wisconsin (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $34,250 | $42,035* | — | $27,000 | — | |
| $32,350 | $46,384* | $49,400 | $31,000 | 0.67 | |
| $8,606 | $45,870* | $50,045 | $26,303 | 0.57 | |
| $8,342 | $44,135* | $43,930 | $25,237 | 0.57 | |
| $8,212 | $43,948* | $47,420 | $26,750 | 0.61 | |
| $8,487 | $42,487* | $43,399 | $29,166 | 0.69 | |
| National Median | — | $37,296* | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University-Wisconsin, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in WI. Actual outcomes may vary.