Business Administration, Management and Operations at Craven Community College
Associate's Degree
cravencc.eduAnalysis
North Carolina's business associate's degree programs carry significantly higher debt than the national norm, and Craven Community College appears no exception. With an estimated $21,232 in debt—based on comparable programs at similar NC institutions—graduates would face a debt burden that's 52% higher than the national median for this credential. Meanwhile, projected earnings of $35,246 align with the state median but fall short of what students achieve at several peer community colleges across North Carolina, where top programs report first-year earnings reaching above $40,000.
The debt-to-earnings ratio of 0.60 means students would likely dedicate more than half their first-year salary to paying off loans—a heavier burden than many business programs demand. For context, a third of Craven students receive Pell grants, suggesting many come from families where this level of debt could strain finances considerably. The question becomes whether this particular pathway makes sense when other NC community colleges appear to deliver stronger outcomes with similar estimated debt loads.
Given the uncertainty around these estimates and the availability of programs with verified higher earnings nearby, families should weigh whether Craven's specific program offers advantages—like location, support services, or connections to local employers—that justify the investment over alternatives with documented track records.
Where Craven Community College Stands
Earnings vs. debt across all business administration, management and operations associates's programs nationally
Compare to Similar Programs in North Carolina
Business Administration, Management and Operations associates's programs at peer institutions in North Carolina (63 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,022 | $35,246* | — | $21,232* | — | |
| $2,367 | $41,425* | $34,570 | —* | — | |
| $1,978 | $41,278* | — | $24,125* | 0.58 | |
| $2,256 | $39,760* | $42,950 | $13,641* | 0.34 | |
| $1,956 | $38,146* | $33,028 | —* | — | |
| $2,651 | $38,020* | $36,666 | —* | — | |
| National Median | — | $33,977* | — | $13,980* | 0.41 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Craven Community College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 21 similar programs in NC. Actual outcomes may vary.