Est. Earnings (1yr)
$42,749
Est. from AZ median (5 programs)
Est. Median Debt
$24,841
Est. from AZ median (4 programs)

Analysis

The estimated $24,841 debt load for Crestpoint's associate degree in business management sits well above what's typical nationally—nearly double the $13,980 median for this credential. Based on comparable programs in Arizona, first-year earnings around $42,749 would place this program at the state median, which is actually stronger than the national benchmark of $33,977. Still, that debt-to-earnings ratio of 0.58 means graduates would be starting with debt equal to more than half their first year's salary, a burden that could significantly limit early career flexibility.

The challenge here is transparency: with both earnings and debt figures estimated from peer programs rather than actual outcomes for Crestpoint graduates, parents are making a financial commitment without clear evidence of what this specific program delivers. For context, other Arizona business programs show substantial variation—Phoenix College's graduates earn $56,000 while American InterContinental's earn just $30,000—so where Crestpoint actually falls on that spectrum matters enormously. The higher-than-average debt combined with 40% of students receiving Pell grants suggests the school serves many families for whom every dollar of unnecessary borrowing compounds financial stress.

Given the uncertainty and above-average debt, parents should push Crestpoint directly for their actual graduate outcomes. If the school can't or won't provide that data, consider whether a community college business program—with typically lower costs and often comparable earnings—might offer a clearer value proposition.

Where Crestpoint University Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Compare to Similar Programs in Arizona

Business Administration, Management and Operations associates's programs at peer institutions in Arizona (27 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Crestpoint UniversityPhoenix$7,995$42,749*—$24,841*—
Phoenix CollegePhoenix$2,358$56,057*$51,053$11,500*0.21
University of Phoenix-ArizonaPhoenix$9,552$43,227*$45,800$25,250*0.58
Brookline College-PhoenixPhoenix—$42,749*$33,784$24,431*0.57
Brookline College-TucsonTucson—$42,749*$33,784$24,431*0.57
American InterContinental University SystemChandler$12,310$29,996*$33,289$27,875*0.93
National Median—$33,977*—$13,980*0.41
* Estimated from similar programs

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Crestpoint University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in AZ. Actual outcomes may vary.