Business Administration, Management and Operations at Crestpoint University
Associate's Degree
crestpoint.eduAnalysis
The estimated $24,841 debt load for Crestpoint's associate degree in business management sits well above what's typical nationally—nearly double the $13,980 median for this credential. Based on comparable programs in Arizona, first-year earnings around $42,749 would place this program at the state median, which is actually stronger than the national benchmark of $33,977. Still, that debt-to-earnings ratio of 0.58 means graduates would be starting with debt equal to more than half their first year's salary, a burden that could significantly limit early career flexibility.
The challenge here is transparency: with both earnings and debt figures estimated from peer programs rather than actual outcomes for Crestpoint graduates, parents are making a financial commitment without clear evidence of what this specific program delivers. For context, other Arizona business programs show substantial variation—Phoenix College's graduates earn $56,000 while American InterContinental's earn just $30,000—so where Crestpoint actually falls on that spectrum matters enormously. The higher-than-average debt combined with 40% of students receiving Pell grants suggests the school serves many families for whom every dollar of unnecessary borrowing compounds financial stress.
Given the uncertainty and above-average debt, parents should push Crestpoint directly for their actual graduate outcomes. If the school can't or won't provide that data, consider whether a community college business program—with typically lower costs and often comparable earnings—might offer a clearer value proposition.
Where Crestpoint University Stands
Earnings vs. debt across all business administration, management and operations associates's programs nationally
Compare to Similar Programs in Arizona
Business Administration, Management and Operations associates's programs at peer institutions in Arizona (27 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,995 | $42,749* | — | $24,841* | — | |
| $2,358 | $56,057* | $51,053 | $11,500* | 0.21 | |
| $9,552 | $43,227* | $45,800 | $25,250* | 0.58 | |
| — | $42,749* | $33,784 | $24,431* | 0.57 | |
| — | $42,749* | $33,784 | $24,431* | 0.57 | |
| $12,310 | $29,996* | $33,289 | $27,875* | 0.93 | |
| National Median | — | $33,977* | — | $13,980* | 0.41 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Crestpoint University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in AZ. Actual outcomes may vary.