Analysis
Cumberland's healthcare administration bachelor's sits right at Tennessee's median for the field, with comparable programs suggesting around $39,500 in first-year earnings against roughly $34,700 in debt. That 0.88 debt-to-earnings ratio falls into workable territory—you're looking at debt less than one year's salary, which is manageable for an entry-level administrative role. However, it's worth noting that similar programs at King University and Trevecca Nazarene produce noticeably higher starting salaries ($50,600 and $46,800 respectively), suggesting program quality varies significantly across Tennessee schools.
The national picture adds some perspective here. Healthcare administration programs nationwide typically produce $44,300 in median earnings with slightly lower debt ($31,000), meaning Tennessee programs—including this one—tend to run about $5,000 below the national earning standard while carrying slightly more debt. For a field where credentials and connections matter, that gap raises questions about whether Tennessee-based programs provide the same entry points into higher-paying administrative positions.
The practical question is whether Cumberland's program justifies taking on debt that matches the state median when peer schools demonstrate better outcomes are possible in this same market. Given the limited data available specifically for Cumberland, requesting outcomes information directly from their admissions office—particularly job placement rates and types of positions graduates secure—would be essential before committing.
Where Cumberland University Stands
Earnings vs. debt across all health and medical administrative services bachelors's programs nationally
Compare to Similar Programs in Tennessee
Health and Medical Administrative Services bachelors's programs at peer institutions in Tennessee (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $27,840 | $39,451* | — | $34,675* | — | |
| $34,800 | $50,606* | — | $34,675* | 0.69 | |
| $29,790 | $46,784* | — | $27,000* | 0.58 | |
| $13,846 | $39,451* | $47,154 | $46,500* | 1.18 | |
| $8,568 | $38,134* | $50,307 | $27,000* | 0.71 | |
| — | $34,888* | $31,789 | $57,500* | 1.65 | |
| National Median | — | $44,345* | — | $30,998* | 0.70 |
Career Paths
Occupations commonly associated with health and medical administrative services graduates
Information Security Analysts
Medical and Health Services Managers
Administrative Services Managers
Facilities Managers
Security Managers
Education Administrators, Postsecondary
Computer Programmers
Business Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cumberland University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in TN. Actual outcomes may vary.