Finance and Financial Management Services at CUNY Bernard M Baruch College
Bachelor's Degree
Analysis
Baruch College's finance program delivers exceptional value, combining solid earnings potential with remarkably low debt—a rare combination in today's higher education landscape. With median debt of just $11,000 (5th percentile nationally), graduates avoid the crushing debt loads typical of finance programs while still achieving competitive starting salaries of $55,000. This debt-to-earnings ratio of 0.20 means graduates can realistically pay off their loans within a few years rather than decades.
The earnings trajectory is particularly compelling. While the starting salary places graduates in the 60th percentile among New York finance programs, the real story is the growth potential—earnings jump 29% to nearly $71,000 by year four. This suggests Baruch graduates successfully transition into higher-paying roles as they gain experience. Among New York's 47 finance programs, Baruch significantly outperforms the state median of $51,244 in starting earnings while maintaining debt levels far below the state median of $25,000.
The bottom line: this program offers a clear path to financial services careers without financial burden. While elite private schools like Fordham may produce higher initial earners, Baruch's combination of solid placement, strong earning progression, and minimal debt makes it an outstanding investment for students seeking entry into finance careers.
Where CUNY Bernard M Baruch College Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How CUNY Bernard M Baruch College graduates compare to all programs nationally
CUNY Bernard M Baruch College graduates earn $55k, placing them in the 55th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in New York
Finance and Financial Management Services bachelors's programs at peer institutions in New York (47 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| CUNY Bernard M Baruch College | $54,991 | $70,901 | $11,000 | 0.20 |
| Fordham University | $83,789 | $112,777 | $26,850 | 0.32 |
| Binghamton University | $73,598 | $94,174 | $15,000 | 0.20 |
| Syracuse University | $72,819 | $91,086 | $27,000 | 0.37 |
| Pace University | $61,246 | $81,127 | $26,000 | 0.42 |
| Rochester Institute of Technology | $56,513 | $86,145 | $23,250 | 0.41 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in New York
Compare tuition, earnings, and debt across New York schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Fordham University Bronx | $61,992 | $83,789 | $26,850 |
| Binghamton University Vestal | $10,363 | $73,598 | $15,000 |
| Syracuse University Syracuse | $63,061 | $72,819 | $27,000 |
| Pace University New York | $51,424 | $61,246 | $26,000 |
| Rochester Institute of Technology Rochester | $57,016 | $56,513 | $23,250 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY Bernard M Baruch College, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 925 graduates with reported earnings and 389 graduates with debt data. Small samples may not be representative.