Applied Mathematics at CUNY Graduate School and University Center

Based on similar applied mathematics bachelor's programs in New York, this program suggests first-year earnings around $55,000 against estimated debt of $19,000—a relatively manageable 0.34 debt-to-earnings ratio that falls below the typical threshold of concern. That debt figure is notably lower than both the state median ($21,286) and national median ($21,393) for these programs, though without actual graduate data from CUNY's program specifically, it's difficult to know if this reflects superior financial aid or simply the estimation method drawing from a limited sample of comparable New York institutions.

The earnings picture is harder to assess with confidence. The $55,000 estimate sits right at New York's state median but trails the national benchmark by about $5,600. What's striking is the range among actual New York programs: Columbia grads earn $91,500 while Farmingdale grads start around $44,400. Where CUNY's program would fall in this spectrum depends heavily on factors the estimates can't capture—industry connections, curriculum focus, and whether graduates stay in high-cost New York metro areas where math skills command premium salaries.

The practical challenge here is making a six-figure investment decision with limited visibility. The estimated debt load appears reasonable, but you're essentially betting on a program performing near the middle of the pack for New York applied math degrees. If your child has options with actual reported outcomes, those provide firmer ground for comparison.