Analysis
East Carolina's finance program delivers remarkably typical outcomes—graduates earn $51,501 in their first year, landing squarely at the 40th percentile among North Carolina's 19 finance programs. That puts them neck-and-neck with the state median but trailing not just elite private schools like Wake Forest, but also accessible public options like Appalachian State. With manageable debt of $23,142 (a 0.45 ratio to first-year earnings), graduates aren't starting with a crushing burden, but they're also not getting the earnings boost that typically justifies a four-year finance degree.
The 25% earnings growth to $64,191 by year four offers some optimism, though this still leaves ECU grads earning less than what many peer programs deliver right out of the gate. Given the school's 90% admission rate and modest academic profile, families might reasonably wonder whether the return justifies four years of college costs when similarly accessible state schools produce comparable results.
For families prioritizing affordability in eastern North Carolina, ECU checks that box. But if you're hoping a finance degree will accelerate your child's earning trajectory significantly beyond what they might achieve at nearby competitors, these numbers suggest looking elsewhere—or at minimum, ensuring your student understands they'll need hustle and networking to outperform these averages.
Where East Carolina University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How East Carolina University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| East Carolina University | $51,501 | $64,191 | +25% |
| Wake Forest University | $85,944 | $113,398 | +32% |
| Elon University | $66,614 | $87,590 | +31% |
| Appalachian State University | $52,004 | $69,084 | +33% |
| Campbell University | $60,445 | $67,345 | +11% |
Compare to Similar Programs in North Carolina
Finance and Financial Management Services bachelors's programs at peer institutions in North Carolina (19 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,361 | $51,501 | $64,191 | $23,142 | 0.45 | |
| $64,758 | $85,944 | $113,398 | $19,500 | 0.23 | |
| $44,536 | $66,614 | $87,590 | $19,500 | 0.29 | |
| $40,410 | $60,445 | $67,345 | $25,000 | 0.41 | |
| $7,541 | $52,004 | $69,084 | $21,267 | 0.41 | |
| $7,214 | $51,628 | $65,028 | $22,400 | 0.43 | |
| National Median | — | $53,590 | — | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At East Carolina University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 178 graduates with reported earnings and 208 graduates with debt data. Small samples may not be representative.