Median Earnings (1yr)
$51,501
39th percentile (40th in NC)
Median Debt
$23,142
1% below national median
Debt-to-Earnings
0.45
Manageable
Sample Size
178
Adequate data

Analysis

East Carolina's finance program delivers remarkably typical outcomes—graduates earn $51,501 in their first year, landing squarely at the 40th percentile among North Carolina's 19 finance programs. That puts them neck-and-neck with the state median but trailing not just elite private schools like Wake Forest, but also accessible public options like Appalachian State. With manageable debt of $23,142 (a 0.45 ratio to first-year earnings), graduates aren't starting with a crushing burden, but they're also not getting the earnings boost that typically justifies a four-year finance degree.

The 25% earnings growth to $64,191 by year four offers some optimism, though this still leaves ECU grads earning less than what many peer programs deliver right out of the gate. Given the school's 90% admission rate and modest academic profile, families might reasonably wonder whether the return justifies four years of college costs when similarly accessible state schools produce comparable results.

For families prioritizing affordability in eastern North Carolina, ECU checks that box. But if you're hoping a finance degree will accelerate your child's earning trajectory significantly beyond what they might achieve at nearby competitors, these numbers suggest looking elsewhere—or at minimum, ensuring your student understands they'll need hustle and networking to outperform these averages.

Where East Carolina University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

East Carolina UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How East Carolina University graduates compare to all programs nationally

East Carolina University graduates earn $52k, placing them in the 39th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Finance and Financial Management Services bachelors's programs at peer institutions in North Carolina (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
East Carolina University$51,501$64,191$23,1420.45
Wake Forest University$85,944$113,398$19,5000.23
Elon University$66,614$87,590$19,5000.29
Campbell University$60,445$67,345$25,0000.41
Appalachian State University$52,004$69,084$21,2670.41
University of North Carolina at Charlotte$51,628$65,028$22,4000.43
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Wake Forest University
Winston-Salem
$64,758$85,944$19,500
Elon University
Elon
$44,536$66,614$19,500
Campbell University
Buies Creek
$40,410$60,445$25,000
Appalachian State University
Boone
$7,541$52,004$21,267
University of North Carolina at Charlotte
Charlotte
$7,214$51,628$22,400

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At East Carolina University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 178 graduates with reported earnings and 208 graduates with debt data. Small samples may not be representative.