Human Development, Family Studies, at Eastern Kentucky University

Eastern Kentucky University's Human Development program ranks in the 60th percentile among Kentucky schools—which sounds reasonable until you realize this means it matches the state median exactly while trailing national earnings by nearly $6,000. Starting at $27,514 puts graduates in just the 12th percentile nationally, meaning 88% of similar programs produce better outcomes. The debt load of $28,964 actually exceeds first-year earnings, creating an immediate financial strain that's particularly concerning for a field where many entry-level positions are in social services or early childhood education.

The 32% earnings growth to $36,176 by year four offers some relief, eventually pulling graduates near the national 75th percentile. But that four-year trajectory still leaves them earning roughly what graduates from stronger programs make right out of school. For families considering this path, the real question is whether their child is passionate enough about family services work to accept below-market earnings for years. The $39,000 salary that many Pell-eligible students (39% of campus) can expect mid-career may feel especially tight when loan payments kick in.

If your child is committed to this field, Eastern Kentucky won't close doors—but recognize they'll be starting from behind financially. The degree works better for students with family support who can minimize borrowing, or those planning to pursue graduate education where the bachelor's becomes a stepping stone rather than a terminal credential.