Analysis
A debt-to-earnings ratio of 0.50 suggests manageable repayment prospects, but the uncertainty here matters more than usual. Based on comparable business programs at similar Massachusetts institutions, graduates might expect around $51,000 in first-year earnings against roughly $26,000 in debt. That mirrors the state median exactly—which makes sense, since that's where these estimates come from. The challenge is that Eastern Nazarene's actual outcomes could differ significantly in either direction, and with only 16 business programs across Massachusetts, even the peer data represents a limited sample.
What we can say with confidence: Massachusetts business graduates generally fare better than the national median of $47,500, and the state's stronger job market likely benefits Eastern Nazarene students. The school serves a substantial population of Pell grant recipients (35%), suggesting it provides access to students who might not otherwise pursue a four-year business degree. The question is whether Eastern Nazarene's specific outcomes cluster with mid-tier state schools like Framingham State ($50,775) or fall below that benchmark.
Given the data limitations, request actual placement rates and employer partnerships directly from the school. Without verified outcomes, you're essentially betting that Eastern Nazarene performs at least at the state median—a reasonable assumption for a regionally-accredited program, but one that deserves verification before committing $26,000 in loans.
Where Eastern Nazarene College Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Business/Commerce bachelors's programs at peer institutions in Massachusetts (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $28,610 | $50,848* | — | $25,678* | — | |
| $63,141 | $74,868* | $91,376 | $24,000* | 0.32 | |
| $15,208 | $59,287* | — | $24,973* | 0.42 | |
| $64,946 | $55,806* | $78,672 | $26,000* | 0.47 | |
| $46,430 | $50,921* | — | —* | — | |
| $11,630 | $50,775* | $50,799 | $26,000* | 0.51 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Eastern Nazarene College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in MA. Actual outcomes may vary.