Median Earnings (1yr)
$28,792
62nd percentile (60th in KY)
Median Debt
$11,000
At national median
Debt-to-Earnings
0.38
Manageable
Sample Size
159
Adequate data

Analysis

Elizabethtown Community and Technical College's liberal arts associate degree produces graduates earning above both national and Kentucky medians—$28,792 at the one-year mark puts students ahead of 60% of similar programs statewide. The $11,000 debt load is manageable, representing just 38% of first-year earnings, which means graduates could reasonably pay it off within their first few years of work. With over 100 graduates in the sample, these numbers are reliable.

The 18% earnings growth from year one to year four ($33,985) suggests graduates are gaining traction in the workforce rather than stalling. However, it's worth noting that top Kentucky community colleges like Jefferson and Gateway see their liberal arts graduates earning $36,000+, about $5,000 more than Elizabethtown's four-year figures. This gap likely reflects differences in local job markets—Elizabethtown's more rural location compared to Louisville or Northern Kentucky metro areas.

For families looking at an affordable pathway to a bachelor's degree or immediate workforce entry, this program delivers solid value. The debt is low, earnings beat typical outcomes, and the associate credential provides flexibility. Just understand that geographic location will likely influence earning potential after graduation, and students aiming for higher earnings might benefit from transferring to complete a bachelor's degree.

Where Elizabethtown Community and Technical College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Elizabethtown Community and Technical CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Elizabethtown Community and Technical College graduates compare to all programs nationally

Elizabethtown Community and Technical College graduates earn $29k, placing them in the 62th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Kentucky (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Elizabethtown Community and Technical College$28,792$33,985$11,0000.38
Jefferson Community and Technical College$36,623$37,741$13,7300.37
Gateway Community and Technical College$36,311$36,285$12,4000.34
Northern Kentucky University$34,541—$22,8750.66
Bluegrass Community and Technical College$30,467$33,994$12,0000.39
Henderson Community College$30,204$29,881$11,5160.38
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Jefferson Community and Technical College
Louisville
$4,706$36,623$13,730
Gateway Community and Technical College
Florence
$4,656$36,311$12,400
Northern Kentucky University
Highland Heights
$10,896$34,541$22,875
Bluegrass Community and Technical College
Lexington
$4,706$30,467$12,000
Henderson Community College
Henderson
$4,656$30,204$11,516

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Elizabethtown Community and Technical College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 159 graduates with reported earnings and 293 graduates with debt data. Small samples may not be representative.