Median Earnings (1yr)
$36,311
95th percentile (80th in KY)
Median Debt
$12,400
13% above national median
Debt-to-Earnings
0.34
Manageable
Sample Size
61
Adequate data

Analysis

Gateway Community and Technical College delivers something unusual for a liberal arts associate's degree: earnings that actually compete with more "practical" programs. At $36,311 starting out, graduates earn 33% more than the typical Kentucky liberal arts associate's holder and substantially outpace the national median of $27,248. Among Kentucky's 29 schools offering this program, only Jefferson Community and Technical College edges ahead by about $300—essentially a tie.

The debt load of $12,400 sits right in the middle nationally and slightly above Kentucky's median, but the crucial ratio tells the real story: students owe just 34 cents for every dollar of first-year earnings. That's manageable territory, particularly when earnings remain stable around $36,000 four years out rather than dropping off. The flat growth trajectory might disappoint those hoping for rapid advancement, but for an associate's degree that provides transferability and general education foundations, steady $36K earnings represent solid footing.

For families weighing whether this program justifies community college investment, the answer is clear: Gateway's liberal arts associate's delivers near the top of Kentucky performance with below-average debt burden. It's particularly strong value if your student needs time to clarify their direction while earning a credential that actually pays the bills.

Where Gateway Community and Technical College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Gateway Community and Technical CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Gateway Community and Technical College graduates compare to all programs nationally

Gateway Community and Technical College graduates earn $36k, placing them in the 95th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Kentucky (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Gateway Community and Technical College$36,311$36,285$12,4000.34
Jefferson Community and Technical College$36,623$37,741$13,7300.37
Northern Kentucky University$34,541—$22,8750.66
Bluegrass Community and Technical College$30,467$33,994$12,0000.39
Henderson Community College$30,204$29,881$11,5160.38
Elizabethtown Community and Technical College$28,792$33,985$11,0000.38
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Jefferson Community and Technical College
Louisville
$4,706$36,623$13,730
Northern Kentucky University
Highland Heights
$10,896$34,541$22,875
Bluegrass Community and Technical College
Lexington
$4,706$30,467$12,000
Henderson Community College
Henderson
$4,656$30,204$11,516
Elizabethtown Community and Technical College
Elizabethtown
$4,656$28,792$11,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Gateway Community and Technical College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 61 graduates with reported earnings and 151 graduates with debt data. Small samples may not be representative.