Analysis
Is $36,000 in first-year earnings worth $26,000 in debt? For Elmira's biological and physical sciences program, that's the central question parents face, though the figures come from peer institutions rather than tracked Elmira graduates. Similar programs across New York typically produce starting salaries around this level—just above the national median for these interdisciplinary science degrees. The estimated debt load sits slightly above typical borrowing for this field, creating a debt-to-earnings ratio that's manageable but not generous.
The challenge with these broad science programs is their wide-ranging career paths. Comparable degrees lead some graduates to graduate school, others to lab technician roles, and still others to tangentially related fields where the specific science training matters less than the analytical skills. That $36,000 figure reflects this diversity—it's neither the distressed sub-$30,000 some interdisciplinary programs produce nor the $40,000+ that more focused STEM fields command. For a student headed to medical school or a PhD program, this program could serve as solid preparation where earnings matter less. For one planning to enter the workforce immediately, understanding which specific career paths this combination of biology and physical sciences supports becomes critical to evaluating whether the investment pays off.
Where Elmira College Stands
Earnings vs. debt across all biological and physical sciences bachelors's programs nationally
Compare to Similar Programs in New York
Biological and Physical Sciences bachelors's programs at peer institutions in New York (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,932 | $36,362* | — | $26,120* | — | |
| $63,612 | $39,296* | — | $27,000* | 0.69 | |
| $7,382 | $36,362* | $60,863 | $10,348* | 0.28 | |
| $61,992 | $29,958* | $58,912 | $24,250* | 0.81 | |
| National Median | — | $34,380* | — | $24,250* | 0.71 |
Career Paths
Occupations commonly associated with biological and physical sciences graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Secondary School Teachers, Except Special and Career/Technical Education
Postsecondary Teachers, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Elmira College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NY. Actual outcomes may vary.