Analysis
For parents watching their pennies, the debt-to-earnings ratio here tells an encouraging story: estimated borrowing of $27,000 against first-year earnings around $38,660 suggests manageable repayment. Based on national benchmarks for bachelor's-level education programs, these figures track closely with typical outcomes—the estimated debt sits right at the national median of $26,522, while the earnings projection matches what most education graduates earn in their first year. This alignment matters because it suggests Emmanuel's program shouldn't saddle students with unusual financial burdens compared to peer institutions.
The real question for anxious parents is whether teaching itself—not just this particular program—makes financial sense for their child. Education degrees rarely lead to six-figure salaries, but they offer stability and purpose that salary figures alone can't capture. At a 0.70 debt-to-earnings ratio, graduates should be able to manage monthly loan payments while building a career, especially in Georgia where teacher demand remains steady. Emmanuel's moderate 53% admission rate and 30% Pell eligibility suggest a school serving a mix of students, not chasing exclusivity.
The bottom line: If your child is genuinely drawn to teaching, these estimated figures suggest Emmanuel won't trap them in unmanageable debt. However, you'll want to verify actual graduate outcomes directly with the school's career services office, since these projections are based on national patterns rather than Emmanuel's specific track record.
Where Emmanuel University Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $23,664 | $38,660* | — | $27,000* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Emmanuel University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.