Analysis
Empire Beauty School-Owings Mills delivers solid value in Maryland's competitive cosmetology market, though graduates should expect modest starting salaries typical of the beauty industry. With median earnings of $16,429 in the first year after graduation, this program performs at the 60th percentile among Maryland cosmetology schools—meaning it outperforms most in-state competitors. The $13,583 in median debt is reasonable, creating a debt-to-earnings ratio of 0.83, which is manageable compared to many other fields.
The financial picture improves with time, as earnings grow 21% to nearly $20,000 by the fourth year. What's particularly encouraging is that this program keeps debt relatively low—at just the 16th percentile nationally, meaning 84% of similar programs nationwide saddle students with more debt. While top Maryland programs like Paul Mitchell partner schools can lead to $20,000+ starting salaries, Empire's combination of lower debt and decent earnings creates a more accessible path into the industry.
For families considering this investment, the math works: graduates typically earn enough to service their debt while building skills in a stable industry. However, understand that cosmetology is not a high-earning field—even successful graduates rarely break into upper-middle-class income levels. This program makes sense for students passionate about beauty services who value job security and entrepreneurial opportunities over high salaries.
Where Empire Beauty School-Owings Mills Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Earnings Distribution
How Empire Beauty School-Owings Mills graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Empire Beauty School-Owings Mills | $16,429 | $19,898 | +21% |
| Cortiva Institute | $20,754 | $24,675 | +19% |
| The Temple Annapolis-A Paul Mitchell Partner School | $20,844 | $24,285 | +17% |
| The Temple-A Paul Mitchell Partner School | $20,844 | $24,285 | +17% |
| Aveda Institute-Maryland | $16,394 | $21,944 | +34% |
Compare to Similar Programs in Maryland
Cosmetology certificate's programs at peer institutions in Maryland (17 total in state)
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| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| $16,429 | $19,898 | $13,583 | 0.83 | |
| $20,844 | $24,285 | $12,583 | 0.60 | |
| $20,844 | $24,285 | $12,583 | 0.60 | |
| $20,754 | $24,675 | $7,917 | 0.38 | |
| $20,694 | $20,024 | $13,550 | 0.65 | |
| $18,623 | $19,815 | $12,937 | 0.69 | |
| National Median | $17,113 | — | $9,862 | 0.58 |
Career Paths
Occupations commonly associated with cosmetology graduates
Skincare Specialists
Barbers
Hairdressers, Hairstylists, and Cosmetologists
Manicurists and Pedicurists
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
First-Line Supervisors of Personal Service Workers
Makeup Artists, Theatrical and Performance
Shampooers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Empire Beauty School-Owings Mills, approximately 59% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 665 graduates with reported earnings and 828 graduates with debt data. Small samples may not be representative.