Median Earnings (1yr)
$16,429
42nd percentile (60th in MD)
Median Debt
$13,583
38% above national median
Debt-to-Earnings
0.83
Manageable
Sample Size
665
Adequate data

Analysis

Empire Beauty School-Owings Mills delivers solid value in Maryland's competitive cosmetology market, though graduates should expect modest starting salaries typical of the beauty industry. With median earnings of $16,429 in the first year after graduation, this program performs at the 60th percentile among Maryland cosmetology schools—meaning it outperforms most in-state competitors. The $13,583 in median debt is reasonable, creating a debt-to-earnings ratio of 0.83, which is manageable compared to many other fields.

The financial picture improves with time, as earnings grow 21% to nearly $20,000 by the fourth year. What's particularly encouraging is that this program keeps debt relatively low—at just the 16th percentile nationally, meaning 84% of similar programs nationwide saddle students with more debt. While top Maryland programs like Paul Mitchell partner schools can lead to $20,000+ starting salaries, Empire's combination of lower debt and decent earnings creates a more accessible path into the industry.

For families considering this investment, the math works: graduates typically earn enough to service their debt while building skills in a stable industry. However, understand that cosmetology is not a high-earning field—even successful graduates rarely break into upper-middle-class income levels. This program makes sense for students passionate about beauty services who value job security and entrepreneurial opportunities over high salaries.

Where Empire Beauty School-Owings Mills Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Empire Beauty School-Owings MillsOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Empire Beauty School-Owings Mills graduates compare to all programs nationally

Empire Beauty School-Owings Mills graduates earn $16k, placing them in the 42th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Cosmetology certificate's programs at peer institutions in Maryland (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Empire Beauty School-Owings Mills$16,429$19,898$13,5830.83
The Temple-A Paul Mitchell Partner School$20,844$24,285$12,5830.60
The Temple Annapolis-A Paul Mitchell Partner School$20,844$24,285$12,5830.60
Cortiva Institute$20,754$24,675$7,9170.38
Del-Mar-Va Beauty Academy$20,694$20,024$13,5500.65
Montgomery Beauty School$18,623$19,815$12,9370.69
National Median$17,113—$9,8620.58

Other Cosmetology Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
The Temple-A Paul Mitchell Partner School
Frederick
—$20,844$12,583
The Temple Annapolis-A Paul Mitchell Partner School
Annapolis
—$20,844$12,583
Cortiva Institute
Linthicum
—$20,754$7,917
Del-Mar-Va Beauty Academy
Salisbury
—$20,694$13,550
Montgomery Beauty School
Silver Spring
—$18,623$12,937

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Empire Beauty School-Owings Mills, approximately 59% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 665 graduates with reported earnings and 828 graduates with debt data. Small samples may not be representative.