Analysis
A $27,000 debt load against $39,000 in first-year earnings places this program squarely in manageable territory—the 0.69 debt-to-earnings ratio falls well below the danger zone that typically worries financial aid counselors. These figures come from peer programs nationally, since Ferrum's graduate cohort in this field is too small for the Department of Education to publish specific outcomes. Still, they align closely with what similar security programs produce across Virginia, where the state median sits at $39,800 with comparable debt levels.
The challenge isn't the numbers themselves but understanding what you're actually buying. Security Science and Technology is an emerging interdisciplinary field that can lead to roles in cybersecurity, physical security management, or intelligence analysis—careers with genuine growth potential. However, Ferrum serves a population where nearly half receive Pell grants and the open admission policy suggests students arrive with varied academic preparation. Success in technical security roles often depends heavily on internships, certifications, and networking opportunities that smaller schools sometimes struggle to provide at the level that George Mason or VCU can offer.
If your child has specific career goals in security and Ferrum offers the hands-on training and industry connections to support those goals, the estimated debt burden shouldn't be the dealbreaker. But given the uncertainty around both the estimates and the program's track record, you'd want concrete evidence—job placement rates, employer partnerships, graduate outcomes—before committing.
Where Ferrum College Stands
Earnings vs. debt across all security science and technology bachelors's programs nationally
Compare to Similar Programs in Virginia
Security Science and Technology bachelors's programs at peer institutions in Virginia (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,320 | $39,252* | — | $27,000* | — | |
| $13,815 | $42,100* | — | $25,747* | 0.61 | |
| $16,458 | $37,501* | $50,263 | $26,000* | 0.69 | |
| National Median | — | $39,252* | — | $25,000* | 0.64 |
Career Paths
Occupations commonly associated with security science and technology graduates
Information Security Analysts
Geographers
Financial Examiners
Geography Teachers, Postsecondary
Criminal Justice and Law Enforcement Teachers, Postsecondary
Accountants and Auditors
Cartographers and Photogrammetrists
Detectives and Criminal Investigators
Police Identification and Records Officers
Intelligence Analysts
Police and Sheriff's Patrol Officers
Customs and Border Protection Officers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ferrum College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 41 similar programs. Actual outcomes may vary.