Analysis
Based on comparable associate programs at Flathead Valley, students can expect roughly $11,562 in debt—a manageable amount that first-year earnings of $43,711 should handle comfortably. That 0.26 debt-to-earnings ratio means graduates would dedicate just over three months of their first year's salary to paying off loans, assuming they put all earnings toward debt. That's substantially better than many technical programs and suggests a relatively quick path to financial independence.
The earnings picture looks solid for Montana. At $43,711, graduates are performing slightly above both the state and national medians for precision metal working programs. This isn't stratospheric income, but it's steady manufacturing work that tends to offer benefits and job security. Montana State Billings reports similar outcomes around $41,875, which reinforces that these figures reflect real market conditions for skilled metalworkers in the state rather than inflated projections.
The real uncertainty here is whether that $11,562 debt estimate reflects Flathead Valley's actual costs, since it's derived from other associate programs nationally. If your child can minimize borrowing—through community college affordability, family contribution, or part-time work—the financial case strengthens considerably. A two-year precision metal working credential that leads to $44K immediately is a defensible investment, especially if the actual debt comes in at or below that estimate.
Where Flathead Valley Community College Stands
Earnings vs. debt across all precision metal working associates's programs nationally
Earnings Distribution
How Flathead Valley Community College graduates compare to all programs nationally
Compare to Similar Programs in Montana
Precision Metal Working associates's programs at peer institutions in Montana (9 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,748 | $43,711 | — | $11,562* | — | |
| $6,706 | $41,875 | — | —* | — | |
| National Median | — | $41,504 | — | $12,000* | 0.29 |
Career Paths
Occupations commonly associated with precision metal working graduates
Sheet Metal Workers
Machinists
Tool and Die Makers
Welders, Cutters, Solderers, and Brazers
Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic
Forging Machine Setters, Operators, and Tenders, Metal and Plastic
Rolling Machine Setters, Operators, and Tenders, Metal and Plastic
Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic
Drilling and Boring Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Flathead Valley Community College, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 12 graduates with debt data. Small samples may not be representative.