Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing at Fortis Institute-Towson
Associate's Degree
Analysis
The $42,650 in debt for a two-year nursing degree should immediately catch your attention—it's more than double Maryland's median ($18,500) and ranks in the 95th percentile nationally for cost. While graduates start strong at $69,200, they're actually earning less four years later at $63,932, creating an uncomfortable financial squeeze. More concerning: Maryland community colleges like Prince George's ($89,437) and Community College of Baltimore County ($75,725) are producing nurses who earn significantly more while carrying far less debt.
With 81% of students receiving Pell grants, Fortis is serving a financially vulnerable population that can't easily absorb this debt burden. The 0.62 debt-to-earnings ratio might sound manageable on paper, but consider what it means practically: graduates are entering the workforce with debt equivalent to 8 months of their first-year salary, and their earning power is declining rather than growing. Meanwhile, Maryland's public community colleges offer the same nursing credentials with typical debts under $20,000 and stronger salary outcomes.
For Maryland families, the math is stark. Your child could attend a community college nursing program, save $20,000-25,000 in debt, and likely earn $10,000+ more annually. Unless Fortis offers specific advantages around scheduling or program completion that justify the premium, Maryland's community college nursing programs deliver better return on investment for an identical credential.
Where Fortis Institute-Towson Stands
Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Fortis Institute-Towson graduates compare to all programs nationally
Fortis Institute-Towson graduates earn $69k, placing them in the 54th percentile of all registered nursing, nursing administration, nursing research and clinical nursing associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Maryland
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing associates's programs at peer institutions in Maryland (16 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Fortis Institute-Towson | $69,200 | $63,932 | $42,650 | 0.62 |
| Prince George's Community College | $89,437 | $93,351 | $18,500 | 0.21 |
| Community College of Baltimore County | $75,725 | $71,377 | $26,857 | 0.35 |
| Harford Community College | $74,823 | $72,259 | $16,896 | 0.23 |
| Carroll Community College | $74,079 | $66,366 | $25,000 | 0.34 |
| Hagerstown Community College | $73,996 | $69,750 | $25,000 | 0.34 |
| National Median | $68,409 | — | $20,751 | 0.30 |
Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Maryland
Compare tuition, earnings, and debt across Maryland schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Prince George's Community College Largo | $3,914 | $89,437 | $18,500 |
| Community College of Baltimore County Baltimore | $4,380 | $75,725 | $26,857 |
| Harford Community College Bel Air | $3,974 | $74,823 | $16,896 |
| Carroll Community College Westminster | $4,128 | $74,079 | $25,000 |
| Hagerstown Community College Hagerstown | $4,320 | $73,996 | $25,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Fortis Institute-Towson, approximately 81% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 206 graduates with reported earnings and 276 graduates with debt data. Small samples may not be representative.