Analysis
Based on comparable Human Development programs in Massachusetts, Framingham State appears positioned right at the state median of $36,078 for first-year earnings—though you're essentially looking at middle-of-the-pack outcomes in a field where even the top program (Tufts at $44,345) doesn't command particularly high starting salaries. The estimated $24,500 debt load, derived from similar public institutions nationally, translates to a monthly payment around $275 over ten years, which will claim about 9% of monthly gross income if these earnings estimates hold.
The 0.68 debt-to-earnings ratio sits in manageable territory, and Framingham's access-oriented profile (34% Pell recipients, 85% admission rate) suggests financial aid may reduce actual borrowing for many families. However, this field typically serves as a stepping stone to graduate programs in social work, counseling, or education—careers that require additional investment before reaching sustainable income levels. If your child is set on this path, the bachelor's degree alone may not be the endpoint.
For families financing this education entirely through loans, understand that you're paying roughly $31,000 total (with interest) for credentials that peer programs suggest will initially earn near-median wages. That math works only if the career trajectory beyond year one—or a funded graduate program—is already part of the plan.
Where Framingham State University Stands
Earnings vs. debt across all human development, family studies, bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Human Development, Family Studies, bachelors's programs at peer institutions in Massachusetts (7 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,630 | $36,078* | — | $24,500* | — | |
| $67,844 | $44,345* | $52,337 | $16,170* | 0.36 | |
| $32,780 | $38,516* | — | $21,250* | 0.55 | |
| $51,786 | $33,640* | $48,385 | $27,000* | 0.80 | |
| $46,220 | $29,532* | — | —* | — | |
| National Median | — | $33,543* | — | $25,000* | 0.75 |
Career Paths
Occupations commonly associated with human development, family studies, graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Family and Consumer Sciences Teachers, Postsecondary
Social and Human Service Assistants
Preschool Teachers, Except Special Education
Childcare Workers
Nannies
Social Scientists and Related Workers, All Other
Community and Social Service Specialists, All Other
Farm and Home Management Educators
Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Framingham State University, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MA. Actual outcomes may vary.