Median Earnings (1yr)
$64,784
5th percentile (40th in TN)
Median Debt
$24,800
8% below national median
Debt-to-Earnings
0.38
Manageable
Sample Size
72
Adequate data

Analysis

Freed-Hardeman's nursing program starts strong with first-year earnings of $64,784, but then takes an unusual turn: by year four, graduates earn $53,436—a 17% decline that's rare in nursing and suggests graduates may be shifting to part-time work, leaving the field, or facing regional market constraints. While the program ranks at the 40th percentile among Tennessee nursing schools (just below the state median of $67,094), it trails significantly behind top in-state options like Strayer Tennessee ($81,061) and even public alternatives like UT-Martin ($71,727).

The $24,800 debt load is reasonable—lower than both state and national medians—which means the immediate financial burden isn't alarming. However, that declining earnings trajectory changes the calculus. Most nursing programs show stable or growing earnings as new nurses gain experience and certifications; here, something disrupts that pattern after graduation.

For families considering this program, the question becomes: what happens after that first year? If your child plans to stay in rural West Tennessee where jobs may be limited, or if they're considering graduate school or a career shift, this trajectory might reflect intentional choices rather than program weakness. But if the goal is a traditional nursing career with increasing earning power, you'd likely see better returns at UT-Martin (higher earnings, similar cost) or Baptist Health Sciences University in Memphis.

Where Freed-Hardeman University Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

Freed-Hardeman UniversityOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Freed-Hardeman University graduates compare to all programs nationally

Freed-Hardeman University graduates earn $65k, placing them in the 5th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Tennessee (32 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Freed-Hardeman University$64,784$53,436$24,8000.38
Strayer University-Tennessee$81,061—$34,0400.42
Galen Health Institutes-Nashville Campus$76,234$82,003$45,7750.60
Baptist Health Sciences University$74,962$66,408$47,5000.63
University of Memphis$73,680$64,251$27,1680.37
The University of Tennessee-Martin$71,727$65,594$25,2310.35
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Strayer University-Tennessee
Memphis
$13,920$81,061$34,040
Galen Health Institutes-Nashville Campus
Nashville
$16,400$76,234$45,775
Baptist Health Sciences University
Memphis
$13,846$74,962$47,500
University of Memphis
Memphis
$10,344$73,680$27,168
The University of Tennessee-Martin
Martin
$10,208$71,727$25,231

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Freed-Hardeman University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 72 graduates with reported earnings and 69 graduates with debt data. Small samples may not be representative.