Median Earnings (1yr)
$24,649
49th percentile (60th in MD)
Median Debt
$24,834
2% below national median
Debt-to-Earnings
1.01
Elevated
Sample Size
23
Limited data

Analysis

Frostburg State's Fine Arts program lands squarely in the middle—60th percentile among Maryland schools, near-national median earnings—but the complete lack of earnings growth raises questions. At $24,649 right after graduation and essentially the same four years later, graduates aren't seeing the salary progression that typically comes with experience and skill development in their field.

The debt situation is manageable at under $25,000, creating a near 1:1 debt-to-earnings ratio that beats many arts programs. Among Maryland options, Frostburg performs respectably—ahead of both Maryland Institute College of Art and Salisbury despite those schools' stronger artistic reputations. However, Maryland graduates and Towson graduates earn 30% and 20% more respectively, suggesting that program selection matters significantly even within the state.

The critical caveat: this data reflects fewer than 30 graduates, making it statistically unreliable. A few students pursuing MFAs or taking gap years could skew the entire picture. For parents, the practical question is whether $24,650 annual earnings—roughly $12 per hour—provides enough financial foundation for your child to build on. If they're planning graduate school or view this as preparation for a creative career that takes time to monetize, the low debt load preserves future options. But if they expect this degree alone to support them financially, understand that half of similar programs nationwide produce better immediate outcomes.

Where Frostburg State University Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

Frostburg State UniversityOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Frostburg State University graduates compare to all programs nationally

Frostburg State University graduates earn $25k, placing them in the 49th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Fine and Studio Arts bachelors's programs at peer institutions in Maryland (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Frostburg State University$24,649$24,651$24,8341.01
University of Maryland-College Park$32,031$46,659$20,0000.62
Towson University$29,958$43,056$17,9780.60
University of Maryland-Baltimore County$23,879$43,351$24,6251.03
Maryland Institute College of Art$21,138$27,389$27,0001.28
Salisbury University$20,632$39,161$24,2391.17
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland-College Park
College Park
$11,505$32,031$20,000
Towson University
Towson
$11,306$29,958$17,978
University of Maryland-Baltimore County
Baltimore
$12,952$23,879$24,625
Maryland Institute College of Art
Baltimore
$55,150$21,138$27,000
Salisbury University
Salisbury
$10,638$20,632$24,239

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Frostburg State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 23 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.