Analysis
Frostburg State's Fine Arts program lands squarely in the middle—60th percentile among Maryland schools, near-national median earnings—but the complete lack of earnings growth raises questions. At $24,649 right after graduation and essentially the same four years later, graduates aren't seeing the salary progression that typically comes with experience and skill development in their field.
The debt situation is manageable at under $25,000, creating a near 1:1 debt-to-earnings ratio that beats many arts programs. Among Maryland options, Frostburg performs respectably—ahead of both Maryland Institute College of Art and Salisbury despite those schools' stronger artistic reputations. However, Maryland graduates and Towson graduates earn 30% and 20% more respectively, suggesting that program selection matters significantly even within the state.
The critical caveat: this data reflects fewer than 30 graduates, making it statistically unreliable. A few students pursuing MFAs or taking gap years could skew the entire picture. For parents, the practical question is whether $24,650 annual earnings—roughly $12 per hour—provides enough financial foundation for your child to build on. If they're planning graduate school or view this as preparation for a creative career that takes time to monetize, the low debt load preserves future options. But if they expect this degree alone to support them financially, understand that half of similar programs nationwide produce better immediate outcomes.
Where Frostburg State University Stands
Earnings vs. debt across all fine and studio arts bachelors's programs nationally
Earnings Distribution
How Frostburg State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Frostburg State University | $24,649 | $24,651 | +0% |
| University of Maryland-College Park | $32,031 | $46,659 | +46% |
| University of Maryland-Baltimore County | $23,879 | $43,351 | +82% |
| Towson University | $29,958 | $43,056 | +44% |
| Salisbury University | $20,632 | $39,161 | +90% |
Compare to Similar Programs in Maryland
Fine and Studio Arts bachelors's programs at peer institutions in Maryland (18 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,998 | $24,649 | $24,651 | $24,834 | 1.01 | |
| $11,505 | $32,031 | $46,659 | $20,000 | 0.62 | |
| $11,306 | $29,958 | $43,056 | $17,978 | 0.60 | |
| $12,952 | $23,879 | $43,351 | $24,625 | 1.03 | |
| $55,150 | $21,138 | $27,389 | $27,000 | 1.28 | |
| $10,638 | $20,632 | $39,161 | $24,239 | 1.17 | |
| National Median | — | $24,742 | — | $25,295 | 1.02 |
Career Paths
Occupations commonly associated with fine and studio arts graduates
Art Directors
Special Effects Artists and Animators
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Archivists
Curators
Museum Technicians and Conservators
Craft Artists
Fine Artists, Including Painters, Sculptors, and Illustrators
Artists and Related Workers, All Other
Jewelers and Precious Stone and Metal Workers
Gem and Diamond Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Frostburg State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 23 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.